Duncan, OK vs San Benito, TX: Cost of Living

Which city costs less?

San Benito, TX has a modeled overall cost index 4.1% higher than Duncan, OK.

Duncan, OK · modeled 2BR rent
$940 / month
San Benito, TX · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Duncan, OK and San Benito, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $241/month in San Benito, TX

$150,000 in your current city has a modeled equivalent of $152,890 in San Benito, TX

Regional cost estimates: Duncan, OK uses Oklahoma City, OK. San Benito, TX uses Corpus Christi, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 4.1%
More expensive
Monthly Impact
$241
Extra cost
Annual Impact
$2.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Duncan, OK

Population:23K
Cost Index:
82.6
100 = national average
Typical Home:$130K

San Benito, TX

Population:24K
Cost Index:
86.0
100 = national average
Typical Home:$156K

Planning the move to San Benito?

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Duncan, OK

The Sooner State

23K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 23K residents.

San Benito, TX

The Lone Star State

24K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 24K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Duncan, OK vs San Benito, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 9.0%
Duncan, OK
$1,803
San Benito, TX
$1,966
Difference
$162
more
Housing
↑ 6.3%
Duncan, OK
$1,963
San Benito, TX
$2,086
Difference
$123
more
All Utilities
↓ 5.5%
Duncan, OK
$604
San Benito, TX
$571
Difference
$33.06
less
Healthcare
↓ 4.7%
Duncan, OK
$642
San Benito, TX
$612
Difference
$30.19
less
Groceries
↑ 0.9%
Duncan, OK
$1,047
San Benito, TX
$1,056
Difference
$9.32
more
Transportation
↑ 0.6%
Duncan, OK
$1,441
San Benito, TX
$1,450
Difference
$9.12
more

🏠Rent Comparison

Studio
From$770
To$730
↓ $40.00
1 Bed
From$780
To$820
↑ $40.00
2 Bed
From$940
To$990
↑ $50.00
3 Bed
From$1,300
To$1,340
↑ $40.00
Duncan, OKZIP-level data

1BR range: $780–$780/mo

San Benito, TXZIP-level data

1BR range: $820–$820/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Duncan, OK
$7,741
Monthly in San Benito, TX
$241
Difference

Home Values

Duncan
San Benito
$130K
Median Value
$156K
↓ -2.3%
YoY Change
↑ +1.6%
↑ +46.1%
5-Year Change
↑ +26.3%

Homes in San Benito are 20% more expensive than Duncan

Calculate payment - DuncanCalculate payment - San Benito

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Duncan, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

San Benito, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Duncan, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

San Benito, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Duncan
San Benito
52 Moderate
Air Quality
51 Moderate
47%
Good Air Days
48.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
▲+3.1°F
2050 Outlook
▲+2.2°F
67 days
Heat Days >95°F
52 days
▲+3.1°F
2050 Outlook
▲+2.2°F
67 days
Heat Days >95°F
52 days

Before moving from Duncan, OK to San Benito, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Benito, TX for the same bedroom count and included utilities as your home in Duncan, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Duncan to San Benito moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Benito, TX by cost, housing, population and region.

Frequently Asked Questions: Duncan, OK vs San Benito, TX

How do the cost estimates for Duncan, OK and San Benito, TX compare?

San Benito, TX has a modeled overall cost index 4.1% higher than Duncan, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Duncan, OK, the model estimates $152,890 in San Benito, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Duncan, OK and San Benito, TX?

The modeled two-bedroom rents are $940/month in Duncan, OK and $990/month in San Benito, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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