Durango, CO vs South El Monte, CA: Cost of Living

Which city costs less?

South El Monte, CA has a modeled overall cost index 47.8% higher than Durango, CO.

Durango, CO · modeled 2BR rent
$1,650 / month
South El Monte, CA · modeled 2BR rent
$2,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Durango, CO and South El Monte, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $3,843/month in South El Monte, CA

$150,000 in your current city has a modeled equivalent of $196,118 in South El Monte, CA

Regional cost estimates: Durango, CO uses Albuquerque, NM. South El Monte, CA uses Long Beach, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 47.8%
More expensive
Monthly Impact
$3,843
Extra cost
Annual Impact
$46.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Durango, CO

Population:20K
Cost Index:
85.0
100 = national average
Typical Home:$740K

South El Monte, CA

Population:19K
Cost Index:
125.6
100 = national average
Typical Home:$746K

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Durango, CO

The Centennial State

20K
Population
State Tax
Yes

Located in Colorado, this city has a population of 20K residents.

South El Monte, CA

The Golden State

19K
Population
State Tax
Yes

Located in California, this city has a population of 19K residents.

Cost Breakdown by Category

Estimated monthly spending: Durango, CO vs South El Monte, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 123.5%
Durango, CO
$2,131
South El Monte, CA
$4,762
Difference
$2,631
more
Transportation
↑ 67.7%
Durango, CO
$1,386
South El Monte, CA
$2,325
Difference
$939
more
Groceries
↑ 10.5%
Durango, CO
$1,050
South El Monte, CA
$1,161
Difference
$110
more
Other
↑ 4.0%
Durango, CO
$1,785
South El Monte, CA
$1,857
Difference
$72.16
more
All Utilities
↑ 13.1%
Durango, CO
$550
South El Monte, CA
$622
Difference
$72.03
more
Healthcare
↑ 3.2%
Durango, CO
$597
South El Monte, CA
$616
Difference
$18.86
more

🏠Rent Comparison

Studio
From$1,230
To$1,530
↑ $300
1 Bed
From$1,260
To$1,720
↑ $460
2 Bed
From$1,650
To$2,140
↑ $490
3 Bed
From$2,020
To$2,710
↑ $690
Durango, COZIP-level data

1BR range: $1,260–$1,260/mo

South El Monte, CAZIP-level data

1BR range: $1,720–$1,720/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Durango, CO
$11,343
Monthly in South El Monte, CA
$3,843
Difference

Home Values

Durango
South El Monte
$740K
Median Value
$746K
↑ +2.4%
YoY Change
↓ -0.5%
↑ +51.8%
5-Year Change
↑ +34%

Homes in South El Monte are 1% more expensive than Durango

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.0K
More taxes
Monthly Difference
$336
Less take-home
Effective Rate Diff
2.7%
Rate difference

Durango, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

South El Monte, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Durango, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

South El Monte, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Durango
South El Monte
61 Moderate
Air Quality
80 Moderate
27.3%
Good Air Days
10.4%
94 High
Climate Risk
100 Very High
🌊
Top Hazards
🔥🌊🌅
▲+3.0°F
2050 Outlook
▲+2.3°F
63 days
Heat Days >95°F
5 days
▲+3.0°F
2050 Outlook
▲+2.3°F
63 days
Heat Days >95°F
5 days

Before moving from Durango, CO to South El Monte, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in South El Monte, CA for the same bedroom count and included utilities as your home in Durango, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Durango to South El Monte moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to South El Monte, CA by cost, housing, population and region.

Frequently Asked Questions: Durango, CO vs South El Monte, CA

How do the cost estimates for Durango, CO and South El Monte, CA compare?

South El Monte, CA has a modeled overall cost index 47.8% higher than Durango, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Durango, CO, the model estimates $196,118 in South El Monte, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Durango, CO and South El Monte, CA?

The modeled two-bedroom rents are $1,650/month in Durango, CO and $2,140/month in South El Monte, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com

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