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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $171/month more in Port St. Lucie, FL

$150.0K in your current city equals $152.1K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates ยท COL index from Raleigh-Cary, NC area
Overall Cost
โ†‘ 2.3%
More expensive
Monthly Impact
$171
Extra cost
Annual Impact
$2.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Durham, NC

Population:325K
Cost Index:
100
100 = national average
Median Home:$411K

Port St. Lucie, FL

Population:245K
Cost Index:
102
(2% above avg)
Median Home:$390K

Durham, NC

The Tar Heel State

325K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 325K residents.

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Durham, NC vs Port St. Lucie, FL

Housing
โ†“ 5.1%
Durham, NC
$2,469
Port St. Lucie, FL
$2,343
Difference
$126
less
Transportation
โ†“ 3.7%
Durham, NC
$1,284
Port St. Lucie, FL
$1,237
Difference
$47.19
less
Healthcare
โ†“ 6.9%
Durham, NC
$601
Port St. Lucie, FL
$559
Difference
$41.55
less
Groceries
โ†‘ 4.3%
Durham, NC
$959
Port St. Lucie, FL
$1,000
Difference
$41.05
more
Other
โ†‘ 2.0%
Durham, NC
$1,707
Port St. Lucie, FL
$1,741
Difference
$34.00
more
All Utilities
โ†‘ 3.1%
Durham, NC
$546
Port St. Lucie, FL
$563
Difference
$16.68
more

๐Ÿ Rent Comparison

Studio
From$1,430
To$1,474
โ†‘ $44.00
1 Bed
From$1,520
To$1,490
โ†“ $30.00
2 Bed
From$1,730
To$1,781
โ†‘ $51.00
3 Bed
From$2,140
To$2,456
โ†‘ $316
Durham, NCZIP-level data

1BR range: $1,480โ€“$1,750/mo

Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,567
Monthly in Durham, NC
$7,444
Monthly in Port St. Lucie, FL
$123
Difference

Home Values

Durham
Port St. Lucie
$411K
Median Value
-
โ†“ -0.5%
YoY Change
-
โ†‘ +38%
5-Year Change
-
$306K - $461K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Durham, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Durham, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Durham
Port St. Lucie
51 Moderate
Air Quality
41 Good
46.4%
Good Air Days
75.6%
90 Moderate
Climate Risk
98 High
๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
36 days
Heat Days >95ยฐF
58 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
36 days
Heat Days >95ยฐF
58 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between North Carolina and Florida on TaxTakeHome.com

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