Eagle Lake, FL vs Loxley, AL: Cost of Living

Which city costs less?

Loxley, AL has a modeled overall cost index 14.7% lower than Eagle Lake, FL.

Eagle Lake, FL · modeled 2BR rent: $1,560 / month
Loxley, AL · modeled 2BR rent: $1,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Eagle Lake, FL and Loxley, AL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Eagle Lake, FL

Numbers update automatically as you type

Estimated savings: $985/month in Loxley, AL

$150,000 in your current city has a modeled equivalent of $138,175 in Loxley, AL

Regional cost estimates: Eagle Lake, FL uses Orlando, FL. Loxley, AL uses New Orleans, LA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 14.7%

Less expensive

Monthly Impact

$985

Savings

Annual Impact

$11.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Eagle Lake, FL

Population:4K

Cost Index:

92.8

100 = national average

Typical Home:$285K

Loxley, AL

Population:5K

Cost Index:

79.1

100 = national average

Typical Home:$278K

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Eagle Lake, FL

The Sunshine State

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 4K residents.

💡 Advantage: Florida has no state income tax!

Loxley, AL

The Heart of Dixie

Population

State Tax

Yes

Located in Alabama, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Eagle Lake, FL vs Loxley, AL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Eagle Lake, FL	Loxley, AL	Difference	Change
Housing	$2,338/mo	$1,892/mo	↓ $446less	19.1%
Transportation	$1,234/mo	$1,093/mo	↓ $141less	11.4%
Healthcare	$577/mo	$456/mo	↓ $121less	21.0%
All Utilities	$581/mo	$471/mo	↓ $110less	18.9%
Groceries	$1,032/mo	$939/mo	↓ $93.29less	9.0%
Other	$1,738/mo	$1,663/mo	↓ $74.25less	4.3%

Housing

↓ 19.1%

Eagle Lake, FL

$2,338

Loxley, AL

$1,892

Difference

$446

less

Transportation

↓ 11.4%

Eagle Lake, FL

$1,234

Loxley, AL

$1,093

Difference

$141

less

Healthcare

↓ 21.0%

Eagle Lake, FL

$577

Loxley, AL

$456

Difference

$121

less

All Utilities

↓ 18.9%

Eagle Lake, FL

$581

Loxley, AL

$471

Difference

$110

less

Groceries

↓ 9.0%

Eagle Lake, FL

$1,032

Loxley, AL

$939

Difference

$93.29

less

Other

↓ 4.3%

Eagle Lake, FL

$1,738

Loxley, AL

$1,663

Difference

$74.25

less

🏠Rent Comparison

Studio

From$1,280

To$1,050

↓ $230

1 Bed

From$1,280

To$1,150

↓ $130

2 Bed

From$1,560

To$1,290

↓ $270

3 Bed

From$2,110

To$1,620

↓ $490

Eagle Lake, FLZIP-level data

1BR range: $1,280–$1,280/mo

Loxley, ALZIP-level data

1BR range: $1,150–$1,150/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Eagle Lake, FL

$6,515

Monthly in Loxley, AL

$985

Difference

Home Values

Eagle Lake

Loxley

$285K

Median Value

$278K

↓ -3%

YoY Change

↓ -0.8%

↑ +36.2%

5-Year Change

↑ +36.3%

Homes in Loxley are 2% less expensive than Eagle Lake

Calculate payment - Eagle Lake Calculate payment - Loxley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.5K

More taxes

Monthly Difference

$622

Less take-home

Effective Rate Diff

5.0%

Rate difference

Eagle Lake, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Loxley, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Additional Tax Information

Eagle Lake, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Loxley, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eagle Lake

Loxley

41 Good

Air Quality

41 Good

75.6%

Good Air Days

70.2%

98 High

Climate Risk

98 High

🌊🌀🌪

Top Hazards

🌊🌀🌡

▲+2.3°F

2050 Outlook

▲+2.2°F

58 days

Heat Days >95°F

46 days

▲+2.3°F

2050 Outlook

▲+2.2°F

58 days

Heat Days >95°F

46 days

Before moving from Eagle Lake, FL to Loxley, AL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Loxley, AL for the same bedroom count and included utilities as your home in Eagle Lake, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Eagle Lake to Loxley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Loxley, AL by cost, housing, population and region.

Frequently Asked Questions: Eagle Lake, FL vs Loxley, AL

How do the cost estimates for Eagle Lake, FL and Loxley, AL compare?

Loxley, AL has a modeled overall cost index 14.7% lower than Eagle Lake, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Eagle Lake, FL, the model estimates $138,175 in Loxley, AL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Eagle Lake, FL and Loxley, AL?

The modeled two-bedroom rents are $1,560/month in Eagle Lake, FL and $1,290/month in Loxley, AL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Alabama on TaxTakeHome.com