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Cost of Living Comparison 2026

๐Ÿ“ East Chicago, IN โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

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You'd save $783/month moving to Indianapolis, IN

$150.0K in your current city equals $140.6K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†“ 10.4%
Less expensive
Monthly Impact
$783
Savings
Annual Impact
$9.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

East Chicago, IN

Population:26K
Cost Index:100
Median Home:$125K

Indianapolis, IN

Population:888K
Cost Index:90
Median Home:$176K

East Chicago, IN

The Hoosier State

26K
Population
State Tax
Yes

Located in Indiana, this city has a population of 26K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: East Chicago, IN vs Indianapolis, IN

๐Ÿ Housing
โ†“ 21.4%
East Chicago, IN
$2,480
Indianapolis, IN
$1,949
Difference
$531
less
๐Ÿš—Transportation
โ†“ 21.3%
East Chicago, IN
$1,510
Indianapolis, IN
$1,188
Difference
$322
less
๐Ÿ›’Groceries
โ†“ 5.8%
East Chicago, IN
$976
Indianapolis, IN
$919
Difference
$56.38
less
๐ŸฅHealthcare
โ†‘ 3.3%
East Chicago, IN
$564
Indianapolis, IN
$582
Difference
$18.55
more
๐Ÿ“ฆOther
โ†‘ 0.7%
East Chicago, IN
$1,580
Indianapolis, IN
$1,590
Difference
$10.71
more
โšกAll Utilities
โ†‘ 2.2%
East Chicago, IN
$492
Indianapolis, IN
$503
Difference
$10.61
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

East Chicago, IN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$581
To$1,030
โ†‘ $449
1 Bed
From$649
To$1,170
โ†‘ $521
2 Bed
From$794
To$1,360
โ†‘ $566
3 Bed
From$970
To$1,760
โ†‘ $790
East Chicago, INZIP-level data

1BR range: $850โ€“$850/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,601
Monthly in East Chicago, IN
$6,732
Monthly in Indianapolis, IN
$869
Difference

Home Values

East Chicago
Indianapolis
$125K
Median Value
$176K
โ†“ -3.9%
YoY Change
โ†“ -1.1%
โ†‘ +52.3%
5-Year Change
โ†‘ +26.9%
$125K
Price Range
$109K - $340K

Homes in Indianapolis are 40% more expensive than East Chicago

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

East Chicago, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

East Chicago, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Chicago
Indianapolis
54 Moderate
Air Quality
54 Moderate
35.8%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
18 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
18 days
Heat Days >95ยฐF
18 days

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