East Gull Lake, MN vs Luck, WI: Cost of Living

Which city costs less?

Luck, WI has a modeled overall cost index 12.5% higher than East Gull Lake, MN.

East Gull Lake, MN · modeled 2BR rent
$1,060 / month
Luck, WI · modeled 2BR rent
$1,010 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare East Gull Lake, MN and Luck, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $830/month in Luck, WI

$150,000 in your current city has a modeled equivalent of $159,966 in Luck, WI

Regional cost estimates: East Gull Lake, MN uses Minneapolis, MN. Luck, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.5%
More expensive
Monthly Impact
$830
Extra cost
Annual Impact
$10.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

East Gull Lake, MN

Population:1K
Cost Index:
79.2
100 = national average
Typical Home:$305K

Luck, WI

Population:1K
Cost Index:
89.0
100 = national average
Typical Home:$304K

Planning the move to Luck?

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East Gull Lake, MN

The North Star State

1K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 1K residents.

Luck, WI

The Badger State

1K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: East Gull Lake, MN vs Luck, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 11.4%
East Gull Lake, MN
$2,266
Luck, WI
$2,524
Difference
$258
more
Other
↑ 12.4%
East Gull Lake, MN
$1,592
Luck, WI
$1,789
Difference
$197
more
Transportation
↑ 15.7%
East Gull Lake, MN
$1,238
Luck, WI
$1,432
Difference
$194
more
Groceries
↑ 7.5%
East Gull Lake, MN
$1,079
Luck, WI
$1,160
Difference
$81.41
more
Healthcare
↑ 7.5%
East Gull Lake, MN
$792
Luck, WI
$852
Difference
$59.79
more
All Utilities
↑ 7.5%
East Gull Lake, MN
$533
Luck, WI
$573
Difference
$40.19
more

🏠Rent Comparison

Studio
From$740
To$700
↓ $40.00
1 Bed
From$810
To$770
↓ $40.00
2 Bed
From$1,060
To$1,010
↓ $50.00
3 Bed
From$1,280
To$1,250
↓ $30.00
East Gull Lake, MNZIP-level data

1BR range: $810–$810/mo

Luck, WIZIP-level data

1BR range: $770–$770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in East Gull Lake, MN
$8,330
Monthly in Luck, WI
$830
Difference

Home Values

East Gull Lake
Luck
$305K
Median Value
$304K
↑ +1.8%
YoY Change
↑ +5.8%
↑ +38.7%
5-Year Change
↑ +41.5%

Homes in Luck are 1% less expensive than East Gull Lake

Calculate payment - East Gull LakeCalculate payment - Luck

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.6K
Per year
Monthly Difference
$132
More take-home
Effective Rate Diff
1.1%
Rate difference

East Gull Lake, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Luck, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

East Gull Lake, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Luck, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Gull Lake
Luck
42 Good
Air Quality
36 Good
66.4%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+3.7°F
14 days
Heat Days >95°F
14 days
▲+3.6°F
2050 Outlook
▲+3.7°F
14 days
Heat Days >95°F
14 days

Before moving from East Gull Lake, MN to Luck, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Luck, WI for the same bedroom count and included utilities as your home in East Gull Lake, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your East Gull Lake to Luck moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Luck, WI by cost, housing, population and region.

Frequently Asked Questions: East Gull Lake, MN vs Luck, WI

How do the cost estimates for East Gull Lake, MN and Luck, WI compare?

Luck, WI has a modeled overall cost index 12.5% higher than East Gull Lake, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in East Gull Lake, MN, the model estimates $159,966 in Luck, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for East Gull Lake, MN and Luck, WI?

The modeled two-bedroom rents are $1,060/month in East Gull Lake, MN and $1,010/month in Luck, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Wisconsin on TaxTakeHome.com

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