East Palo Alto, CA vs Los Gatos, CA: Cost of Living

Which city costs less?

Los Gatos, CA has a modeled overall cost index 13.3% higher than East Palo Alto, CA.

East Palo Alto, CA · modeled 2BR rent
$3,300 / month
Los Gatos, CA · modeled 2BR rent
$3,770 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare East Palo Alto, CA and Los Gatos, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $856/month in Los Gatos, CA

$150,000 in your current city has a modeled equivalent of $160,269 in Los Gatos, CA

Regional cost estimates: East Palo Alto, CA uses Fremont, CA. Los Gatos, CA uses San Jose, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 13.3%
More expensive
Monthly Impact
$856
Extra cost
Annual Impact
$10.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

East Palo Alto, CA

Population:28K
Cost Index:
164.2
100 = national average
Typical Home:$2.06M

Los Gatos, CA

Population:32K
Cost Index:
185.9
100 = national average
Typical Home:$2.52M

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East Palo Alto, CA

The Golden State

28K
Population
State Tax
Yes

Located in California, this city has a population of 28K residents.

Los Gatos, CA

The Golden State

32K
Population
State Tax
Yes

Located in California, this city has a population of 32K residents.

Cost Breakdown by Category

Estimated monthly spending: East Palo Alto, CA vs Los Gatos, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 22.6%
East Palo Alto, CA
$4,138
Los Gatos, CA
$5,076
Difference
$937
more
Other
↓ 3.1%
East Palo Alto, CA
$1,098
Los Gatos, CA
$1,064
Difference
$33.68
less
Transportation
↓ 3.1%
East Palo Alto, CA
$847
Los Gatos, CA
$821
Difference
$25.97
less
Groceries
↓ 1.5%
East Palo Alto, CA
$696
Los Gatos, CA
$685
Difference
$10.75
less
Healthcare
↓ 1.5%
East Palo Alto, CA
$435
Los Gatos, CA
$428
Difference
$6.72
less
All Utilities
↓ 1.5%
East Palo Alto, CA
$286
Los Gatos, CA
$282
Difference
$4.42
less

🏠Rent Comparison

Studio
From$2,350
To$2,840
↑ $490
1 Bed
From$2,760
To$3,230
↑ $470
2 Bed
From$3,300
To$3,770
↑ $470
3 Bed
From$4,270
To$4,980
↑ $710
East Palo Alto, CAZIP-level data

1BR range: $2,760–$2,760/mo

Los Gatos, CAZIP-level data

1BR range: $3,230–$3,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in East Palo Alto, CA
$8,356
Monthly in Los Gatos, CA
$856
Difference

Home Values

East Palo Alto
Los Gatos
$2.06M
Median Value
$2.52M
↓ -0.1%
YoY Change
↑ +0.5%
↑ +15.4%
5-Year Change
↑ +41.7%

Homes in Los Gatos are 22% more expensive than East Palo Alto

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

East Palo Alto, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Los Gatos, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

East Palo Alto, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Los Gatos, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Palo Alto
Los Gatos
49 Good
Air Quality
47 Good
53%
Good Air Days
55.4%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🌊🌅🌡
▲+2.2°F
2050 Outlook
▲+2.0°F
5 days
Heat Days >95°F
11 days
▲+2.2°F
2050 Outlook
▲+2.0°F
5 days
Heat Days >95°F
11 days

Before moving from East Palo Alto, CA to Los Gatos, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Los Gatos, CA for the same bedroom count and included utilities as your home in East Palo Alto, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your East Palo Alto to Los Gatos moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Los Gatos, CA by cost, housing, population and region.

Frequently Asked Questions: East Palo Alto, CA vs Los Gatos, CA

How do the cost estimates for East Palo Alto, CA and Los Gatos, CA compare?

Los Gatos, CA has a modeled overall cost index 13.3% higher than East Palo Alto, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in East Palo Alto, CA, the model estimates $160,269 in Los Gatos, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for East Palo Alto, CA and Los Gatos, CA?

The modeled two-bedroom rents are $3,300/month in East Palo Alto, CA and $3,770/month in Los Gatos, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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