Is Charlotte, NC cheaper than East Providence, RI?

Based on cost of living data, Charlotte, NC is 25.9% cheaper than East Providence, RI. This translates to saving $1940 per month.

What salary do I need in Charlotte, NC to live like I do in East Providence, RI?

If you earn $150,000 in East Providence, RI, you'd need approximately $126,714.769 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between East Providence, RI and Charlotte, NC?

Housing in Charlotte, NC is 40.8% cheaper than in East Providence, RI. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,351/month in East Providence, RI.

How much can I save per month by moving from East Providence, RI to Charlotte, NC?

Moving from East Providence, RI to Charlotte, NC could save you approximately $1940 per month, or $23285 per year, based on a $150,000 salary.

East Providence, RI vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 East Providence, RI — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in East Providence, RI

Numbers update automatically as you type

You'd save $1.9K/month moving to Charlotte, NC

$150.0K in your current city equals $126.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 25.9%

Less expensive

Monthly Impact

$1,940

Savings

Annual Impact

$23.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

East Providence, RI

Population:47K

Cost Index:100

Median Home:$411K

Charlotte, NC

Population:875K

Cost Index:74

Median Home:$399K

East Providence, RI

The Ocean State

47K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 47K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: East Providence, RI vs Charlotte, NC

Category	East Providence, RI	Charlotte, NC	Difference	Change
🏠Housing	$4,170/mo	$2,469/mo	↓ $1,701less	40.8%
🚗Transportation	$1,608/mo	$1,202/mo	↓ $405less	25.2%
⚡All Utilities	$671/mo	$519/mo	↓ $152less	22.6%
📦Other	$1,602/mo	$1,707/mo	↑ $105more	6.6%
🏥Healthcare	$697/mo	$638/mo	↓ $58.59less	8.4%
🛒Groceries	$1,011/mo	$989/mo	↓ $22.09less	2.2%

🏠Housing

↓ 40.8%

East Providence, RI

$4,170

Charlotte, NC

$2,469

Difference

$1,701

less

🚗Transportation

↓ 25.2%

East Providence, RI

$1,608

Charlotte, NC

$1,202

Difference

$405

less

⚡All Utilities

↓ 22.6%

East Providence, RI

$671

Charlotte, NC

$519

Difference

$152

less

📦Other

↑ 6.6%

East Providence, RI

$1,602

Charlotte, NC

$1,707

Difference

$105

🏥Healthcare

↓ 8.4%

East Providence, RI

$697

Charlotte, NC

$638

Difference

$58.59

less

🛒Groceries

↓ 2.2%

East Providence, RI

$1,011

Charlotte, NC

$989

Difference

$22.09

less

🏠Rent Comparison

Studio

From$1,030

To$1,630

↑ $600

1 Bed

From$1,097

To$1,710

↑ $613

2 Bed

From$1,351

To$1,870

↑ $519

3 Bed

From$1,635

To$2,300

↑ $665

East Providence, RIZIP-level data

1BR range: $1,470–$1,470/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,759

Monthly in East Providence, RI

$7,525

Monthly in Charlotte, NC

$2,234

Difference

Home Values

East Providence

Charlotte

$411K

Median Value

$399K

↓ -0.6%

YoY Change

↓ -1.1%

↑ +43.1%

5-Year Change

↑ +40.8%

$411K

Price Range

$293K - $1.57M

Homes in Charlotte are 3% less expensive than East Providence

Calculate payment - East Providence Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $682

More taxes

Monthly Difference

$56.83

Less take-home

Effective Rate Diff

0.5%

Rate difference

East Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

East Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.