East Providence, RI vs Middletown, CT: Cost of Living

Which city costs less?

Middletown, CT has a modeled overall cost index 19.3% lower than East Providence, RI.

East Providence, RI · modeled 2BR rent: $1,810 / month
Middletown, CT · modeled 2BR rent: $1,930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare East Providence, RI and Middletown, CT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in East Providence, RI

Numbers update automatically as you type

Estimated savings: $923/month in Middletown, CT

$150,000 in your current city has a modeled equivalent of $138,924 in Middletown, CT

Regional cost estimates: East Providence, RI uses Boston, MA. Middletown, CT uses New York, NY. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 19.3%

Less expensive

Monthly Impact

$923

Savings

Annual Impact

$11.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

East Providence, RI

Population:47K

Cost Index:

133.7

100 = national average

Typical Home:$411K

Middletown, CT

Population:48K

Cost Index:

107.9

100 = national average

Typical Home:$343K

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East Providence, RI

The Ocean State

47K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 47K residents.

Middletown, CT

The Constitution State

48K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 48K residents.

Cost Breakdown by Category

Estimated monthly spending: East Providence, RI vs Middletown, CT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	East Providence, RI	Middletown, CT	Difference	Change
Transportation	$1,239/mo	$776/mo	↓ $463less	37.4%
Other	$1,235/mo	$985/mo	↓ $250less	20.2%
All Utilities	$511/mo	$363/mo	↓ $149less	29.1%
Housing	$3,213/mo	$3,334/mo	↑ $121more	3.8%
Healthcare	$531/mo	$416/mo	↓ $116less	21.7%
Groceries	$771/mo	$704/mo	↓ $66.82less	8.7%

Transportation

↓ 37.4%

East Providence, RI

$1,239

Middletown, CT

$776

Difference

$463

less

Other

↓ 20.2%

East Providence, RI

$1,235

Middletown, CT

$985

Difference

$250

less

All Utilities

↓ 29.1%

East Providence, RI

$511

Middletown, CT

$363

Difference

$149

less

Housing

↑ 3.8%

East Providence, RI

$3,213

Middletown, CT

$3,334

Difference

$121

Healthcare

↓ 21.7%

East Providence, RI

$531

Middletown, CT

$416

Difference

$116

less

Groceries

↓ 8.7%

East Providence, RI

$771

Middletown, CT

$704

Difference

$66.82

less

🏠Rent Comparison

Studio

From$1,380

To$1,330

↓ $50.00

1 Bed

From$1,470

To$1,530

↑ $60.00

2 Bed

From$1,810

To$1,930

↑ $120

3 Bed

From$2,190

To$2,310

↑ $120

East Providence, RIZIP-level data

1BR range: $1,470–$1,470/mo

Middletown, CTZIP-level data

1BR range: $1,530–$1,530/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in East Providence, RI

$6,577

Monthly in Middletown, CT

$923

Difference

Home Values

East Providence

Middletown

$411K

Median Value

$343K

↓ -0.6%

YoY Change

↑ +4.2%

↑ +43.1%

5-Year Change

↑ +51.6%

Homes in Middletown are 16% less expensive than East Providence

Calculate payment - East Providence Calculate payment - Middletown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.6K

More taxes

Monthly Difference

$134

Less take-home

Effective Rate Diff

1.1%

Rate difference

East Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Middletown, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Additional Tax Information

East Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Middletown, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Providence

Middletown

36 Good

Air Quality

43 Good

79.5%

Good Air Days

65.8%

94 Moderate

Climate Risk

99 High

🌊🌅🌀

Top Hazards

🌊🌀🌡

▲+2.5°F

2050 Outlook

▲+2.7°F

6 days

Heat Days >95°F

11 days

▲+2.5°F

2050 Outlook

▲+2.7°F

6 days

Heat Days >95°F

11 days

Before moving from East Providence, RI to Middletown, CT

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Middletown, CT for the same bedroom count and included utilities as your home in East Providence, RI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your East Providence to Middletown moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Middletown, CT by cost, housing, population and region.

Frequently Asked Questions: East Providence, RI vs Middletown, CT

How do the cost estimates for East Providence, RI and Middletown, CT compare?

Middletown, CT has a modeled overall cost index 19.3% lower than East Providence, RI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in East Providence, RI, the model estimates $138,924 in Middletown, CT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for East Providence, RI and Middletown, CT?

The modeled two-bedroom rents are $1,810/month in East Providence, RI and $1,930/month in Middletown, CT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Rhode Island and Connecticut on TaxTakeHome.com