East Providence, RI vs Perth Amboy, NJ: Cost of Living

Which city costs less?

Perth Amboy, NJ has a modeled overall cost index 22.3% lower than East Providence, RI.

East Providence, RI · modeled 2BR rent: $1,810 / month
Perth Amboy, NJ · modeled 2BR rent: $2,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare East Providence, RI and Perth Amboy, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in East Providence, RI

Numbers update automatically as you type

Estimated savings: $1,630/month in Perth Amboy, NJ

$150,000 in your current city has a modeled equivalent of $130,441 in Perth Amboy, NJ

Regional cost estimates: East Providence, RI uses Boston, MA. Perth Amboy, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 22.3%

Less expensive

Monthly Impact

$1,630

Savings

Annual Impact

$19.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

East Providence, RI

Population:47K

Cost Index:

133.7

100 = national average

Typical Home:$411K

Perth Amboy, NJ

Population:55K

Cost Index:

103.9

100 = national average

Typical Home:$490K

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East Providence, RI

The Ocean State

47K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 47K residents.

Perth Amboy, NJ

The Garden State

55K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 55K residents.

Cost Breakdown by Category

Estimated monthly spending: East Providence, RI vs Perth Amboy, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	East Providence, RI	Perth Amboy, NJ	Difference	Change
Housing	$3,213/mo	$1,477/mo	↓ $1,736less	54.0%
Other	$1,235/mo	$1,470/mo	↑ $235more	19.1%
Transportation	$1,239/mo	$1,160/mo	↓ $78.62less	6.3%
All Utilities	$511/mo	$441/mo	↓ $70.70less	13.8%
Groceries	$771/mo	$813/mo	↑ $42.29more	5.5%
Healthcare	$531/mo	$509/mo	↓ $22.31less	4.2%

Housing

↓ 54.0%

East Providence, RI

$3,213

Perth Amboy, NJ

$1,477

Difference

$1,736

less

Other

↑ 19.1%

East Providence, RI

$1,235

Perth Amboy, NJ

$1,470

Difference

$235

Transportation

↓ 6.3%

East Providence, RI

$1,239

Perth Amboy, NJ

$1,160

Difference

$78.62

less

All Utilities

↓ 13.8%

East Providence, RI

$511

Perth Amboy, NJ

$441

Difference

$70.70

less

Groceries

↑ 5.5%

East Providence, RI

$771

Perth Amboy, NJ

$813

Difference

$42.29

Healthcare

↓ 4.2%

East Providence, RI

$531

Perth Amboy, NJ

$509

Difference

$22.31

less

🏠Rent Comparison

Studio

From$1,380

To$1,510

↑ $130

1 Bed

From$1,470

To$1,660

↑ $190

2 Bed

From$1,810

To$2,080

↑ $270

3 Bed

From$2,190

To$2,490

↑ $300

East Providence, RIZIP-level data

1BR range: $1,470–$1,470/mo

Perth Amboy, NJZIP-level data

1BR range: $1,660–$1,660/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in East Providence, RI

$5,870

Monthly in Perth Amboy, NJ

$1,630

Difference

Home Values

East Providence

Perth Amboy

$411K

Median Value

$490K

↓ -0.6%

YoY Change

↑ +1.2%

↑ +43.1%

5-Year Change

↑ +39.3%

Homes in Perth Amboy are 19% more expensive than East Providence

Calculate payment - East Providence Calculate payment - Perth Amboy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $988

More taxes

Monthly Difference

$82.29

Less take-home

Effective Rate Diff

0.7%

Rate difference

East Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Perth Amboy, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

East Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Perth Amboy, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Providence

Perth Amboy

36 Good

Air Quality

N/A

79.5%

Good Air Days

94 Moderate

Climate Risk

98 High

🌊🌅🌀

Top Hazards

🌊🌡🌪

▲+2.5°F

2050 Outlook

▲+2.9°F

6 days

Heat Days >95°F

15 days

▲+2.5°F

2050 Outlook

▲+2.9°F

6 days

Heat Days >95°F

15 days

Before moving from East Providence, RI to Perth Amboy, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Perth Amboy, NJ for the same bedroom count and included utilities as your home in East Providence, RI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your East Providence to Perth Amboy moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Perth Amboy, NJ by cost, housing, population and region.

Frequently Asked Questions: East Providence, RI vs Perth Amboy, NJ

How do the cost estimates for East Providence, RI and Perth Amboy, NJ compare?

Perth Amboy, NJ has a modeled overall cost index 22.3% lower than East Providence, RI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in East Providence, RI, the model estimates $130,441 in Perth Amboy, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for East Providence, RI and Perth Amboy, NJ?

The modeled two-bedroom rents are $1,810/month in East Providence, RI and $2,080/month in Perth Amboy, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Rhode Island and New Jersey on TaxTakeHome.com