East Ridge, TN vs Union City, GA: Cost of Living

Which city costs less?

Union City, GA has a modeled overall cost index 11.7% higher than East Ridge, TN.

East Ridge, TN · modeled 2BR rent
$1,390 / month
Union City, GA · modeled 2BR rent
$1,490 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare East Ridge, TN and Union City, GA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $745/month in Union City, GA

$150,000 in your current city has a modeled equivalent of $158,938 in Union City, GA

Regional cost estimates: East Ridge, TN uses Atlanta, GA. Union City, GA uses Atlanta, GA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 11.7%
More expensive
Monthly Impact
$745
Extra cost
Annual Impact
$8.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

East Ridge, TN

Population:22K
Cost Index:
89.0
100 = national average
Typical Home:$252K

Union City, GA

Population:28K
Cost Index:
99.4
100 = national average
Typical Home:$239K

Planning the move to Union City?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

East Ridge, TN

The Volunteer State

22K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 22K residents.

💡 Advantage: Tennessee has no state income tax!

Union City, GA

The Peach State

28K
Population
State Tax
Yes

Located in Georgia, this city has a population of 28K residents.

Cost Breakdown by Category

Estimated monthly spending: East Ridge, TN vs Union City, GA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 11.7%
East Ridge, TN
$2,197
Union City, GA
$2,454
Difference
$256
more
Other
↑ 11.7%
East Ridge, TN
$1,791
Union City, GA
$2,000
Difference
$209
more
Transportation
↑ 11.7%
East Ridge, TN
$1,347
Union City, GA
$1,504
Difference
$157
more
Groceries
↑ 5.7%
East Ridge, TN
$974
Union City, GA
$1,029
Difference
$55.22
more
Healthcare
↑ 5.7%
East Ridge, TN
$598
Union City, GA
$631
Difference
$33.88
more
All Utilities
↑ 5.7%
East Ridge, TN
$594
Union City, GA
$627
Difference
$33.65
more

🏠Rent Comparison

Studio
From$1,210
To$1,300
↑ $90.00
1 Bed
From$1,260
To$1,360
↑ $100
2 Bed
From$1,390
To$1,490
↑ $100
3 Bed
From$1,730
To$1,790
↑ $60.00
East Ridge, TNZIP-level data

1BR range: $1,260–$1,260/mo

Union City, GAZIP-level data

1BR range: $1,360–$1,360/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in East Ridge, TN
$8,245
Monthly in Union City, GA
$745
Difference

Home Values

East Ridge
Union City
$252K
Median Value
$239K
↓ -1.2%
YoY Change
↓ -6.7%
↑ +43.7%
5-Year Change
↑ +34.6%

Homes in Union City are 5% less expensive than East Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $8.5K
More taxes
Monthly Difference
$704
Less take-home
Effective Rate Diff
5.6%
Rate difference

East Ridge, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Union City, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Additional Tax Information

East Ridge, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Union City, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Ridge
Union City
50 Good
Air Quality
50 Good
50.8%
Good Air Days
50.8%
96 High
Climate Risk
96 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+2.7°F
2050 Outlook
▲+2.7°F
28 days
Heat Days >95°F
28 days
▲+2.7°F
2050 Outlook
▲+2.7°F
28 days
Heat Days >95°F
28 days

Before moving from East Ridge, TN to Union City, GA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Union City, GA for the same bedroom count and included utilities as your home in East Ridge, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your East Ridge to Union City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Union City, GA by cost, housing, population and region.

Frequently Asked Questions: East Ridge, TN vs Union City, GA

How do the cost estimates for East Ridge, TN and Union City, GA compare?

Union City, GA has a modeled overall cost index 11.7% higher than East Ridge, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in East Ridge, TN, the model estimates $158,938 in Union City, GA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for East Ridge, TN and Union City, GA?

The modeled two-bedroom rents are $1,390/month in East Ridge, TN and $1,490/month in Union City, GA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Tennessee and Georgia on TaxTakeHome.com

Where your money goes further

Cities cheaper than East Ridge, TN on a $150.0K salary

Similar cost to Union City, GA

Other cities in a similar price range

Want to compare different cities?

New Comparison