East Rockaway, NY vs Suffern, NY: Cost of Living

Which city costs less?

Suffern, NY has a modeled overall cost index 30.2% lower than East Rockaway, NY.

East Rockaway, NY · modeled 2BR rent: $2,710 / month
Suffern, NY · modeled 2BR rent: $2,920 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare East Rockaway, NY and Suffern, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in East Rockaway, NY

Numbers update automatically as you type

Estimated savings: $2,470/month in Suffern, NY

$150,000 in your current city has a modeled equivalent of $120,361 in Suffern, NY

Regional cost estimates: East Rockaway, NY uses New York, NY. Suffern, NY uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 30.2%

Less expensive

Monthly Impact

$2,470

Savings

Annual Impact

$29.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

East Rockaway, NY

Population:10K

Cost Index:

143.5

100 = national average

Typical Home:$710K

Suffern, NY

Population:11K

Cost Index:

100.2

100 = national average

Typical Home:$772K

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East Rockaway, NY

The Empire State

10K

Population

State Tax

Yes

Located in New York, this city has a population of 10K residents.

Suffern, NY

The Empire State

11K

Population

State Tax

Yes

Located in New York, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: East Rockaway, NY vs Suffern, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	East Rockaway, NY	Suffern, NY	Difference	Change
Housing	$3,919/mo	$1,259/mo	↓ $2,660less	67.9%
Other	$1,158/mo	$1,253/mo	↑ $94.97more	8.2%
Transportation	$912/mo	$989/mo	↑ $76.36more	8.4%
Healthcare	$424/mo	$442/mo	↑ $17.94more	4.2%
All Utilities	$370/mo	$382/mo	↑ $12.85more	3.5%
Groceries	$718/mo	$706/mo	↓ $11.95less	1.7%

Housing

↓ 67.9%

East Rockaway, NY

$3,919

Suffern, NY

$1,259

Difference

$2,660

less

Other

↑ 8.2%

East Rockaway, NY

$1,158

Suffern, NY

$1,253

Difference

$94.97

Transportation

↑ 8.4%

East Rockaway, NY

$912

Suffern, NY

$989

Difference

$76.36

Healthcare

↑ 4.2%

East Rockaway, NY

$424

Suffern, NY

$442

Difference

$17.94

All Utilities

↑ 3.5%

East Rockaway, NY

$370

Suffern, NY

$382

Difference

$12.85

Groceries

↓ 1.7%

East Rockaway, NY

$718

Suffern, NY

$706

Difference

$11.95

less

🏠Rent Comparison

Studio

From$1,970

To$2,540

↑ $570

1 Bed

From$2,350

To$2,660

↑ $310

2 Bed

From$2,710

To$2,920

↑ $210

3 Bed

From$3,520

To$3,660

↑ $140

East Rockaway, NYZIP-level data

1BR range: $2,350–$2,350/mo

Suffern, NYZIP-level data

1BR range: $2,660–$2,660/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in East Rockaway, NY

$5,030

Monthly in Suffern, NY

$2,470

Difference

Home Values

East Rockaway

Suffern

$710K

Median Value

$772K

↑ +1.2%

YoY Change

↑ +2%

↑ +28%

5-Year Change

↑ +58.3%

Homes in Suffern are 9% more expensive than East Rockaway

Calculate payment - East Rockaway Calculate payment - Suffern

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

East Rockaway, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Suffern, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

East Rockaway, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Suffern, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

East Rockaway

Suffern

43 Good

Air Quality

N/A

65.8%

Good Air Days

99 High

Climate Risk

98 High

🌊🌀🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

Before moving from East Rockaway, NY to Suffern, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Suffern, NY for the same bedroom count and included utilities as your home in East Rockaway, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your East Rockaway to Suffern moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Suffern, NY by cost, housing, population and region.

Frequently Asked Questions: East Rockaway, NY vs Suffern, NY

How do the cost estimates for East Rockaway, NY and Suffern, NY compare?

Suffern, NY has a modeled overall cost index 30.2% lower than East Rockaway, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in East Rockaway, NY, the model estimates $120,361 in Suffern, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for East Rockaway, NY and Suffern, NY?

The modeled two-bedroom rents are $2,710/month in East Rockaway, NY and $2,920/month in Suffern, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.