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Cost of Living Comparison 2026

๐Ÿ“ Eastern Goleta Valley, CA โ€” COL adjusted from Oxnard, CA area + state data

$

Numbers update automatically as you type

You'd save $1.8K/month moving to Phoenix, AZ

$150.0K in your current city equals $128.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 23.4%
Less expensive
Monthly Impact
$1,757
Savings
Annual Impact
$21.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eastern Goleta Valley, CA

Population:29K
Cost Index:100
Median Home:$764K

Phoenix, AZ

Population:1608K
Cost Index:77
Median Home:$414K

Eastern Goleta Valley, CA

The Golden State

29K
Population
State Tax
Yes

Located in California, this city has a population of 29K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Eastern Goleta Valley, CA vs Phoenix, AZ

๐Ÿ Housing
โ†“ 36.7%
Eastern Goleta Valley, CA
$4,404
Phoenix, AZ
$2,788
Difference
$1,616
less
๐Ÿš—Transportation
โ†“ 25.3%
Eastern Goleta Valley, CA
$1,992
Phoenix, AZ
$1,489
Difference
$503
less
๐Ÿ“ฆOther
โ†“ 8.0%
Eastern Goleta Valley, CA
$1,823
Phoenix, AZ
$1,677
Difference
$146
less
๐ŸฅHealthcare
โ†‘ 11.1%
Eastern Goleta Valley, CA
$530
Phoenix, AZ
$589
Difference
$58.80
more
๐Ÿ›’Groceries
โ†“ 3.5%
Eastern Goleta Valley, CA
$998
Phoenix, AZ
$963
Difference
$35.18
less
โšกAll Utilities
โ†‘ 4.8%
Eastern Goleta Valley, CA
$535
Phoenix, AZ
$561
Difference
$25.68
more

๐Ÿ Rent Comparison

Studio
From$1,452
To$1,390
โ†“ $62.00
1 Bed
From$1,687
To$1,510
โ†“ $177
2 Bed
From$2,158
To$1,750
โ†“ $408
3 Bed
From$3,060
To$2,330
โ†“ $730
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,284
Monthly in Eastern Goleta Valley, CA
$8,068
Monthly in Phoenix, AZ
$2,216
Difference

Home Values

Eastern Goleta Valley
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

Eastern Goleta Valley, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Eastern Goleta Valley, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eastern Goleta Valley
Phoenix
50 Good
Air Quality
77 Moderate
52.2%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐Ÿ”ฅ๐ŸŒŠ๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
2 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
2 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Arizona on TaxTakeHome.com

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