Eaton Rapids, MI vs Windsor Heights, IA: Cost of Living

Which city costs less?

Windsor Heights, IA has a modeled overall cost index 1.9% higher than Eaton Rapids, MI.

Eaton Rapids, MI · modeled 2BR rent
$1,210 / month
Windsor Heights, IA · modeled 2BR rent
$1,150 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Eaton Rapids, MI and Windsor Heights, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $43.20/month in Windsor Heights, IA

$150,000 in your current city has a modeled equivalent of $150,518 in Windsor Heights, IA

Regional cost estimates: Eaton Rapids, MI uses Detroit, MI. Windsor Heights, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.9%
More expensive
Monthly Impact
$43.20
Extra cost
Annual Impact
$518
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Eaton Rapids, MI

Population:5K
Cost Index:
81.2
100 = national average
Typical Home:$242K

Windsor Heights, IA

Population:5K
Cost Index:
82.7
100 = national average
Typical Home:$221K

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Eaton Rapids, MI

The Great Lakes State

5K
Population
State Tax
Yes

Located in Michigan, this city has a population of 5K residents.

Windsor Heights, IA

The Hawkeye State

5K
Population
State Tax
Yes

Located in Iowa, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Eaton Rapids, MI vs Windsor Heights, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 32.8%
Eaton Rapids, MI
$1,547
Windsor Heights, IA
$2,054
Difference
$507
more
Transportation
↓ 21.2%
Eaton Rapids, MI
$1,732
Windsor Heights, IA
$1,365
Difference
$367
less
Healthcare
↑ 20.6%
Eaton Rapids, MI
$647
Windsor Heights, IA
$781
Difference
$134
more
All Utilities
↓ 15.9%
Eaton Rapids, MI
$640
Windsor Heights, IA
$538
Difference
$101
less
Other
↓ 4.4%
Eaton Rapids, MI
$1,845
Windsor Heights, IA
$1,764
Difference
$81.06
less
Groceries
↓ 4.4%
Eaton Rapids, MI
$1,089
Windsor Heights, IA
$1,041
Difference
$48.01
less

🏠Rent Comparison

Studio
From$930
To$930
→ $0
1 Bed
From$970
To$970
→ $0
2 Bed
From$1,210
To$1,150
↓ $60.00
3 Bed
From$1,550
To$1,570
↑ $20.00
Eaton Rapids, MIZIP-level data

1BR range: $970–$970/mo

Windsor Heights, IAZIP-level data

1BR range: $970–$970/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Eaton Rapids, MI
$7,543
Monthly in Windsor Heights, IA
$43.20
Difference

Home Values

Eaton Rapids
Windsor Heights
$242K
Median Value
$221K
↑ +3.8%
YoY Change
↑ +0.1%
↑ +28.9%
5-Year Change
↑ +28.8%

Homes in Windsor Heights are 9% less expensive than Eaton Rapids

Calculate payment - Eaton RapidsCalculate payment - Windsor Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.3K
More taxes
Monthly Difference
$361
Less take-home
Effective Rate Diff
2.9%
Rate difference

Eaton Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Windsor Heights, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Eaton Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Windsor Heights, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eaton Rapids
Windsor Heights
55 Moderate
Air Quality
45 Good
32.8%
Good Air Days
67.5%
99 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡☀🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
25 days
▲+3.1°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
25 days

Before moving from Eaton Rapids, MI to Windsor Heights, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Windsor Heights, IA for the same bedroom count and included utilities as your home in Eaton Rapids, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Eaton Rapids to Windsor Heights moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Windsor Heights, IA by cost, housing, population and region.

Frequently Asked Questions: Eaton Rapids, MI vs Windsor Heights, IA

How do the cost estimates for Eaton Rapids, MI and Windsor Heights, IA compare?

Windsor Heights, IA has a modeled overall cost index 1.9% higher than Eaton Rapids, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Eaton Rapids, MI, the model estimates $150,518 in Windsor Heights, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Eaton Rapids, MI and Windsor Heights, IA?

The modeled two-bedroom rents are $1,210/month in Eaton Rapids, MI and $1,150/month in Windsor Heights, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Iowa on TaxTakeHome.com

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