Eatontown, NJ vs Takoma Park, MD: Cost of Living

Which city costs less?

Takoma Park, MD has a modeled overall cost index 2.9% lower than Eatontown, NJ.

Eatontown, NJ · modeled 2BR rent: $2,130 / month
Takoma Park, MD · modeled 2BR rent: $1,900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Eatontown, NJ and Takoma Park, MD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Eatontown, NJ

Numbers update automatically as you type

Estimated savings: $398/month in Takoma Park, MD

$150,000 in your current city has a modeled equivalent of $145,220 in Takoma Park, MD

Regional cost estimates: Eatontown, NJ uses New York, NY. Takoma Park, MD uses Washington, DC. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 2.9%

Less expensive

Monthly Impact

$398

Savings

Annual Impact

$4.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Eatontown, NJ

Population:13K

Cost Index:

144.0

100 = national average

Typical Home:$659K

Takoma Park, MD

Population:17K

Cost Index:

139.9

100 = national average

Typical Home:$660K

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Eatontown, NJ

The Garden State

13K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 13K residents.

Takoma Park, MD

The Old Line State

17K

Population

State Tax

Yes

Located in Maryland, this city has a population of 17K residents.

Cost Breakdown by Category

Estimated monthly spending: Eatontown, NJ vs Takoma Park, MD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Eatontown, NJ	Takoma Park, MD	Difference	Change
Housing	$3,920/mo	$3,418/mo	↓ $502less	12.8%
Transportation	$913/mo	$1,153/mo	↑ $240more	26.3%
All Utilities	$369/mo	$324/mo	↓ $45.15less	12.2%
Other	$1,158/mo	$1,116/mo	↓ $42.53less	3.7%
Groceries	$717/mo	$688/mo	↓ $28.82less	4.0%
Healthcare	$423/mo	$403/mo	↓ $20.22less	4.8%

Housing

↓ 12.8%

Eatontown, NJ

$3,920

Takoma Park, MD

$3,418

Difference

$502

less

Transportation

↑ 26.3%

Eatontown, NJ

$913

Takoma Park, MD

$1,153

Difference

$240

All Utilities

↓ 12.2%

Eatontown, NJ

$369

Takoma Park, MD

$324

Difference

$45.15

less

Other

↓ 3.7%

Eatontown, NJ

$1,158

Takoma Park, MD

$1,116

Difference

$42.53

less

Groceries

↓ 4.0%

Eatontown, NJ

$717

Takoma Park, MD

$688

Difference

$28.82

less

Healthcare

↓ 4.8%

Eatontown, NJ

$423

Takoma Park, MD

$403

Difference

$20.22

less

🏠Rent Comparison

Studio

From$1,530

To$1,650

↑ $120

1 Bed

From$1,730

To$1,700

↓ $30.00

2 Bed

From$2,130

To$1,900

↓ $230

3 Bed

From$2,780

To$2,400

↓ $380

Eatontown, NJZIP-level data

1BR range: $1,730–$1,730/mo

Takoma Park, MDZIP-level data

1BR range: $1,700–$1,700/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Eatontown, NJ

$7,102

Monthly in Takoma Park, MD

$398

Difference

Home Values

Eatontown

Takoma Park

$659K

Median Value

$660K

↑ +4%

YoY Change

↑ +0.3%

↑ +48.9%

5-Year Change

↑ +14.7%

Calculate payment - Eatontown Calculate payment - Takoma Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $171

Per year

Monthly Difference

$14.21

More take-home

Effective Rate Diff

0.1%

Rate difference

Eatontown, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Takoma Park, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Additional Tax Information

Eatontown, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Takoma Park, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eatontown

Takoma Park

43 Good

Air Quality

45 Good

65.8%

Good Air Days

63.7%

99 High

Climate Risk

98 High

🌊🌀🌡

Top Hazards

🌊🌀🌡

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

27 days

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

27 days

Before moving from Eatontown, NJ to Takoma Park, MD

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Takoma Park, MD for the same bedroom count and included utilities as your home in Eatontown, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Eatontown to Takoma Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Takoma Park, MD by cost, housing, population and region.

Frequently Asked Questions: Eatontown, NJ vs Takoma Park, MD

How do the cost estimates for Eatontown, NJ and Takoma Park, MD compare?

Takoma Park, MD has a modeled overall cost index 2.9% lower than Eatontown, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Eatontown, NJ, the model estimates $145,220 in Takoma Park, MD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Eatontown, NJ and Takoma Park, MD?

The modeled two-bedroom rents are $2,130/month in Eatontown, NJ and $1,900/month in Takoma Park, MD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Maryland on TaxTakeHome.com