Is St. Louis, MO cheaper than Eau Claire, WI?

Based on cost of living data, St. Louis, MO is 10.2% cheaper than Eau Claire, WI. This translates to saving $762 per month.

What salary do I need in St. Louis, MO to live like I do in Eau Claire, WI?

If you earn $150,000 in Eau Claire, WI, you'd need approximately $140,859.113 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Eau Claire, WI and St. Louis, MO?

Housing in St. Louis, MO is 16.6% cheaper than in Eau Claire, WI. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $945/month in Eau Claire, WI.

How much can I save per month by moving from Eau Claire, WI to St. Louis, MO?

Moving from Eau Claire, WI to St. Louis, MO could save you approximately $762 per month, or $9141 per year, based on a $150,000 salary.

Eau Claire, WI vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Eau Claire, WI — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Eau Claire, WI

Numbers update automatically as you type

You'd save $762/month moving to St. Louis, MO

$150.0K in your current city equals $140.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.2%

Less expensive

Monthly Impact

$762

Savings

Annual Impact

$9.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eau Claire, WI

Population:71K

Cost Index:100

Median Home:$308K

St. Louis, MO

Population:302K

Cost Index:90

Median Home:$145K

Eau Claire, WI

The Badger State

71K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 71K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Eau Claire, WI vs St. Louis, MO

Category	Eau Claire, WI	St. Louis, MO	Difference	Change
🏠Housing	$2,243/mo	$1,871/mo	↓ $372less	16.6%
🏥Healthcare	$726/mo	$527/mo	↓ $199less	27.5%
🚗Transportation	$1,272/mo	$1,216/mo	↓ $56.64less	4.5%
⚡All Utilities	$488/mo	$535/mo	↑ $47.48more	9.7%
🛒Groceries	$988/mo	$949/mo	↓ $39.11less	4.0%
📦Other	$1,590/mo	$1,607/mo	↑ $16.90more	1.1%

🏠Housing

↓ 16.6%

Eau Claire, WI

$2,243

St. Louis, MO

$1,871

Difference

$372

less

🏥Healthcare

↓ 27.5%

Eau Claire, WI

$726

St. Louis, MO

$527

Difference

$199

less

🚗Transportation

↓ 4.5%

Eau Claire, WI

$1,272

St. Louis, MO

$1,216

Difference

$56.64

less

⚡All Utilities

↑ 9.7%

Eau Claire, WI

$488

St. Louis, MO

$535

Difference

$47.48

🛒Groceries

↓ 4.0%

Eau Claire, WI

$988

St. Louis, MO

$949

Difference

$39.11

less

📦Other

↑ 1.1%

Eau Claire, WI

$1,590

St. Louis, MO

$1,607

Difference

$16.90

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Eau Claire, WI has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$745

To$910

↑ $165

1 Bed

From$768

To$950

↑ $182

2 Bed

From$945

To$1,160

↑ $215

3 Bed

From$1,266

To$1,490

↑ $224

Eau Claire, WIZIP-level data

1BR range: $980–$980/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,308

Monthly in Eau Claire, WI

$6,705

Monthly in St. Louis, MO

$603

Difference

Home Values

Eau Claire

St. Louis

$308K

Median Value

$145K

↑ +2.3%

YoY Change

↓ -0.8%

↑ +36%

5-Year Change

↑ +10.9%

$279K - $338K

Price Range

$38K - $302K

Homes in St. Louis are 53% less expensive than Eau Claire

Calculate payment - Eau Claire Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $921

Per year

Monthly Difference

$76.74

More take-home

Effective Rate Diff

0.6%

Rate difference

Eau Claire, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Eau Claire, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.