Edgewood, NM vs Pilot Point, TX: Cost of Living

Which city costs less?

Pilot Point, TX has a modeled overall cost index 13.1% higher than Edgewood, NM.

Edgewood, NM · modeled 2BR rent
$1,520 / month
Pilot Point, TX · modeled 2BR rent
$1,530 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Edgewood, NM and Pilot Point, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $784/month in Pilot Point, TX

$150,000 in your current city has a modeled equivalent of $159,410 in Pilot Point, TX

Regional cost estimates: Edgewood, NM uses Albuquerque, NM. Pilot Point, TX uses Plano, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 13.1%
More expensive
Monthly Impact
$784
Extra cost
Annual Impact
$9.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Edgewood, NM

Population:6K
Cost Index:
85.7
100 = national average
Typical Home:$368K

Pilot Point, TX

Population:6K
Cost Index:
96.9
100 = national average
Typical Home:$331K

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Edgewood, NM

The Land of Enchantment

6K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 6K residents.

Pilot Point, TX

The Lone Star State

6K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 6K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Edgewood, NM vs Pilot Point, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 17.5%
Edgewood, NM
$2,134
Pilot Point, TX
$2,507
Difference
$374
more
Other
↑ 13.2%
Edgewood, NM
$1,787
Pilot Point, TX
$2,023
Difference
$236
more
Healthcare
↑ 16.7%
Edgewood, NM
$595
Pilot Point, TX
$695
Difference
$99.45
more
All Utilities
↑ 12.7%
Edgewood, NM
$549
Pilot Point, TX
$619
Difference
$69.85
more
Groceries
↑ 2.8%
Edgewood, NM
$1,047
Pilot Point, TX
$1,076
Difference
$29.19
more
Transportation
↓ 1.7%
Edgewood, NM
$1,388
Pilot Point, TX
$1,364
Difference
$23.87
less

🏠Rent Comparison

Studio
From$1,120
To$1,250
↑ $130
1 Bed
From$1,250
To$1,300
↑ $50.00
2 Bed
From$1,520
To$1,530
↑ $10.00
3 Bed
From$1,990
To$1,940
↓ $50.00
Edgewood, NMZIP-level data

1BR range: $1,250–$1,250/mo

Pilot Point, TXZIP-level data

1BR range: $1,300–$1,300/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Edgewood, NM
$8,284
Monthly in Pilot Point, TX
$784
Difference

Home Values

Edgewood
Pilot Point
$368K
Median Value
$331K
↑ +0.5%
YoY Change
↓ -7.1%
↑ +29.2%
5-Year Change
↑ +21.6%

Homes in Pilot Point are 10% less expensive than Edgewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Edgewood, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Pilot Point, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Edgewood, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Pilot Point, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Edgewood
Pilot Point
61 Moderate
Air Quality
40 Good
27.3%
Good Air Days
77.5%
94 High
Climate Risk
99 High
🌊
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.7°F
63 days
Heat Days >95°F
81 days
▲+3.0°F
2050 Outlook
▲+2.7°F
63 days
Heat Days >95°F
81 days

Before moving from Edgewood, NM to Pilot Point, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pilot Point, TX for the same bedroom count and included utilities as your home in Edgewood, NM. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Edgewood to Pilot Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pilot Point, TX by cost, housing, population and region.

Frequently Asked Questions: Edgewood, NM vs Pilot Point, TX

How do the cost estimates for Edgewood, NM and Pilot Point, TX compare?

Pilot Point, TX has a modeled overall cost index 13.1% higher than Edgewood, NM. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Edgewood, NM, the model estimates $159,410 in Pilot Point, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Edgewood, NM and Pilot Point, TX?

The modeled two-bedroom rents are $1,520/month in Edgewood, NM and $1,530/month in Pilot Point, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Mexico and Texas on TaxTakeHome.com

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