Edmond, OK vs Rio Rancho, NM: Cost of Living

Which city costs less?

Rio Rancho, NM has a modeled overall cost index 10.0% higher than Edmond, OK.

Edmond, OK · modeled 2BR rent
$1,610 / month
Rio Rancho, NM · modeled 2BR rent
$1,750 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Edmond, OK and Rio Rancho, NM using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $697/month in Rio Rancho, NM

$150,000 in your current city has a modeled equivalent of $158,363 in Rio Rancho, NM

Regional cost estimates: Edmond, OK uses Oklahoma City, OK. Rio Rancho, NM uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 10.0%
More expensive
Monthly Impact
$697
Extra cost
Annual Impact
$8.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Edmond, OK

Population:98K
Cost Index:
83.3
100 = national average
Typical Home:$320K

Rio Rancho, NM

Population:111K
Cost Index:
91.6
100 = national average
Typical Home:$342K

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Edmond, OK

The Sooner State

98K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 98K residents.

Rio Rancho, NM

The Land of Enchantment

111K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 111K residents.

Cost Breakdown by Category

Estimated monthly spending: Edmond, OK vs Rio Rancho, NM

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 19.8%
Edmond, OK
$1,965
Rio Rancho, NM
$2,355
Difference
$389
more
Other
↑ 9.2%
Edmond, OK
$1,806
Rio Rancho, NM
$1,973
Difference
$167
more
Transportation
↑ 6.2%
Edmond, OK
$1,443
Rio Rancho, NM
$1,532
Difference
$88.91
more
Groceries
↑ 7.1%
Edmond, OK
$1,044
Rio Rancho, NM
$1,117
Difference
$73.73
more
All Utilities
↓ 2.8%
Edmond, OK
$602
Rio Rancho, NM
$586
Difference
$16.85
less
Healthcare
↓ 0.8%
Edmond, OK
$640
Rio Rancho, NM
$635
Difference
$4.83
less

🏠Rent Comparison

Studio
From$1,210
To$1,210
→ $0
1 Bed
From$1,320
To$1,420
↑ $100
2 Bed
From$1,610
To$1,750
↑ $140
3 Bed
From$2,170
To$2,430
↑ $260
Edmond, OKZIP-level data

1BR range: $1,120–$1,390/mo

Rio Rancho, NMZIP-level data

1BR range: $1,420–$1,420/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Edmond, OK
$8,197
Monthly in Rio Rancho, NM
$697
Difference

Home Values

Edmond
Rio Rancho
$320K
Median Value
$342K
↑ +0.7%
YoY Change
↑ +0.5%
↑ +32%
5-Year Change
↑ +44%
$268K - $410K
Price Range
$342K

Homes in Rio Rancho are 7% more expensive than Edmond

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $209
Per year
Monthly Difference
$17.39
More take-home
Effective Rate Diff
0.1%
Rate difference

Edmond, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Rio Rancho, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Additional Tax Information

Edmond, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Rio Rancho, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Edmond
Rio Rancho
52 Moderate
Air Quality
61 Moderate
47%
Good Air Days
27.3%
98 High
Climate Risk
94 High
🌊🌡🌪
Top Hazards
🌊
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
63 days
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
63 days

Before moving from Edmond, OK to Rio Rancho, NM

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rio Rancho, NM for the same bedroom count and included utilities as your home in Edmond, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Edmond to Rio Rancho moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rio Rancho, NM by cost, housing, population and region.

Frequently Asked Questions: Edmond, OK vs Rio Rancho, NM

How do the cost estimates for Edmond, OK and Rio Rancho, NM compare?

Rio Rancho, NM has a modeled overall cost index 10.0% higher than Edmond, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Edmond, OK, the model estimates $158,363 in Rio Rancho, NM. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Edmond, OK and Rio Rancho, NM?

The modeled two-bedroom rents are $1,610/month in Edmond, OK and $1,750/month in Rio Rancho, NM. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and New Mexico on TaxTakeHome.com

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