Edmond, OK vs San Marcos, TX: Cost of Living

Which city costs less?

San Marcos, TX has a modeled overall cost index 15.9% higher than Edmond, OK.

Edmond, OK · modeled 2BR rent
$1,610 / month
San Marcos, TX · modeled 2BR rent
$1,480 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Edmond, OK and San Marcos, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,150/month in San Marcos, TX

$150,000 in your current city has a modeled equivalent of $163,805 in San Marcos, TX

Regional cost estimates: Edmond, OK uses Oklahoma City, OK. San Marcos, TX uses Austin, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 15.9%
More expensive
Monthly Impact
$1,150
Extra cost
Annual Impact
$13.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Edmond, OK

Population:98K
Cost Index:
83.3
100 = national average
Typical Home:$320K

San Marcos, TX

Population:72K
Cost Index:
96.6
100 = national average
Typical Home:$311K

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Edmond, OK

The Sooner State

98K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 98K residents.

San Marcos, TX

The Lone Star State

72K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 72K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Edmond, OK vs San Marcos, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 46.9%
Edmond, OK
$1,965
San Marcos, TX
$2,887
Difference
$922
more
Other
↑ 7.2%
Edmond, OK
$1,806
San Marcos, TX
$1,936
Difference
$130
more
Groceries
↑ 5.6%
Edmond, OK
$1,044
San Marcos, TX
$1,102
Difference
$58.02
more
Healthcare
↑ 5.6%
Edmond, OK
$640
San Marcos, TX
$676
Difference
$36.05
more
All Utilities
↑ 3.1%
Edmond, OK
$602
San Marcos, TX
$621
Difference
$18.85
more
Transportation
↓ 1.0%
Edmond, OK
$1,443
San Marcos, TX
$1,428
Difference
$14.60
less

🏠Rent Comparison

Studio
From$1,210
To$1,170
↓ $40.00
1 Bed
From$1,320
To$1,250
↓ $70.00
2 Bed
From$1,610
To$1,480
↓ $130
3 Bed
From$2,170
To$1,880
↓ $290
Edmond, OKZIP-level data

1BR range: $1,120–$1,390/mo

San Marcos, TXZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Edmond, OK
$8,650
Monthly in San Marcos, TX
$1,150
Difference

Home Values

Edmond
San Marcos
$320K
Median Value
$311K
↑ +0.7%
YoY Change
↓ -4.3%
↑ +32%
5-Year Change
↑ +15.8%
$268K - $410K
Price Range
$311K

Homes in San Marcos are 3% less expensive than Edmond

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Edmond, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

San Marcos, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Edmond, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

San Marcos, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Edmond
San Marcos
52 Moderate
Air Quality
52 Moderate
47%
Good Air Days
42.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.5°F
67 days
Heat Days >95°F
98 days
▲+3.1°F
2050 Outlook
▲+2.5°F
67 days
Heat Days >95°F
98 days

Before moving from Edmond, OK to San Marcos, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Marcos, TX for the same bedroom count and included utilities as your home in Edmond, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Edmond to San Marcos moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Marcos, TX by cost, housing, population and region.

Frequently Asked Questions: Edmond, OK vs San Marcos, TX

How do the cost estimates for Edmond, OK and San Marcos, TX compare?

San Marcos, TX has a modeled overall cost index 15.9% higher than Edmond, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Edmond, OK, the model estimates $163,805 in San Marcos, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Edmond, OK and San Marcos, TX?

The modeled two-bedroom rents are $1,610/month in Edmond, OK and $1,480/month in San Marcos, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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