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Cost of Living Comparison 2026

๐Ÿ“ Edwardsville, IL โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Charlotte, NC

$150.0K in your current city equals $165.9K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from St. Louis, MO-IL area
Overall Cost
โ†‘ 17.7%
More expensive
Monthly Impact
$1,327
Extra cost
Annual Impact
$15.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Edwardsville, IL

Population:27K
Cost Index:100
Median Home:$316K

Charlotte, NC

Population:875K
Cost Index:118
Median Home:$399K

Edwardsville, IL

The Prairie State

27K
Population
State Tax
Yes

Located in Illinois, this city has a population of 27K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Edwardsville, IL vs Charlotte, NC

๐Ÿ Housing
โ†‘ 54.8%
Edwardsville, IL
$1,595
Charlotte, NC
$2,469
Difference
$873
more
๐Ÿ“ฆOther
โ†‘ 12.2%
Edwardsville, IL
$1,522
Charlotte, NC
$1,707
Difference
$185
more
๐ŸฅHealthcare
โ†‘ 24.5%
Edwardsville, IL
$513
Charlotte, NC
$638
Difference
$126
more
๐Ÿ›’Groceries
โ†‘ 7.1%
Edwardsville, IL
$924
Charlotte, NC
$989
Difference
$65.30
more
๐Ÿš—Transportation
โ†‘ 4.4%
Edwardsville, IL
$1,152
Charlotte, NC
$1,202
Difference
$50.34
more
โšกAll Utilities
โ†“ 0.4%
Edwardsville, IL
$521
Charlotte, NC
$519
Difference
$2.11
less

๐Ÿ Rent Comparison

Studio
From$846
To$1,630
โ†‘ $784
1 Bed
From$878
To$1,710
โ†‘ $832
2 Bed
From$1,079
To$1,870
โ†‘ $791
3 Bed
From$1,385
To$2,300
โ†‘ $915
Edwardsville, ILZIP-level data

1BR range: $1,090โ€“$1,090/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,227
Monthly in Edwardsville, IL
$7,525
Monthly in Charlotte, NC
$1,298
Difference

Home Values

Edwardsville
Charlotte
$316K
Median Value
$399K
โ†‘ +4.5%
YoY Change
โ†“ -1.1%
โ†‘ +31.1%
5-Year Change
โ†‘ +40.8%
$316K
Price Range
$293K - $1.57M

Homes in Charlotte are 26% more expensive than Edwardsville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $300
Per year
Monthly Difference
$25.00
More take-home
Effective Rate Diff
0.2%
Rate difference

Edwardsville, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Edwardsville, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Edwardsville
Charlotte
54 Moderate
Air Quality
51 Moderate
38%
Good Air Days
46.2%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
39 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
39 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and North Carolina on TaxTakeHome.com

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