Is Phoenix, AZ cheaper than El Dorado Hills, CA?

Based on cost of living data, Phoenix, AZ is 7.1% cheaper than El Dorado Hills, CA. This translates to saving $530 per month.

What salary do I need in Phoenix, AZ to live like I do in El Dorado Hills, CA?

If you earn $150,000 in El Dorado Hills, CA, you'd need approximately $143,635.017 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between El Dorado Hills, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 10.9% cheaper than in El Dorado Hills, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,493/month in El Dorado Hills, CA.

How much can I save per month by moving from El Dorado Hills, CA to Phoenix, AZ?

Moving from El Dorado Hills, CA to Phoenix, AZ could save you approximately $530 per month, or $6365 per year, based on a $150,000 salary.

El Dorado Hills, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 El Dorado Hills, CA — COL adjusted from Sacramento, CA area + state data

Current salary in El Dorado Hills, CA

Numbers update automatically as you type

You'd save $530/month moving to Phoenix, AZ

$150.0K in your current city equals $143.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 7.1%

Less expensive

Monthly Impact

$530

Savings

Annual Impact

$6.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Dorado Hills, CA

Population:51K

Cost Index:100

Median Home:$460K

Phoenix, AZ

Population:1608K

Cost Index:93

Median Home:$414K

El Dorado Hills, CA

The Golden State

51K

Population

State Tax

Yes

Located in California, this city has a population of 51K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: El Dorado Hills, CA vs Phoenix, AZ

Category	El Dorado Hills, CA	Phoenix, AZ	Difference	Change
🏠Housing	$3,130/mo	$2,788/mo	↓ $342less	10.9%
🚗Transportation	$1,348/mo	$1,489/mo	↑ $140more	10.4%
🛒Groceries	$1,032/mo	$963/mo	↓ $68.66less	6.7%
⚡All Utilities	$516/mo	$561/mo	↑ $44.79more	8.7%
📦Other	$1,716/mo	$1,677/mo	↓ $38.69less	2.3%
🏥Healthcare	$604/mo	$589/mo	↓ $15.03less	2.5%

🏠Housing

↓ 10.9%

El Dorado Hills, CA

$3,130

Phoenix, AZ

$2,788

Difference

$342

less

🚗Transportation

↑ 10.4%

El Dorado Hills, CA

$1,348

Phoenix, AZ

$1,489

Difference

$140

🛒Groceries

↓ 6.7%

El Dorado Hills, CA

$1,032

Phoenix, AZ

$963

Difference

$68.66

less

⚡All Utilities

↑ 8.7%

El Dorado Hills, CA

$516

Phoenix, AZ

$561

Difference

$44.79

📦Other

↓ 2.3%

El Dorado Hills, CA

$1,716

Phoenix, AZ

$1,677

Difference

$38.69

less

🏥Healthcare

↓ 2.5%

El Dorado Hills, CA

$604

Phoenix, AZ

$589

Difference

$15.03

less

🏠Rent Comparison

Studio

From$1,009

To$1,390

↑ $381

1 Bed

From$1,170

To$1,510

↑ $340

2 Bed

From$1,493

To$1,750

↑ $257

3 Bed

From$2,098

To$2,330

↑ $232

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,347

Monthly in El Dorado Hills, CA

$8,068

Monthly in Phoenix, AZ

$279

Difference

Home Values

El Dorado Hills

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

El Dorado Hills, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

El Dorado Hills, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.