El Monte, CA vs Norwalk, CA: Cost of Living

Which city costs less?

Norwalk, CA has a modeled overall cost index 0.1% lower than El Monte, CA.

El Monte, CA · modeled 2BR rent
$2,260 / month
Norwalk, CA · modeled 2BR rent
$2,510 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare El Monte, CA and Norwalk, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $8.54/month in Norwalk, CA

$150,000 in your current city has a modeled equivalent of $149,897 in Norwalk, CA

Regional cost estimates: El Monte, CA uses Long Beach, CA. Norwalk, CA uses Long Beach, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.1%
Less expensive
Monthly Impact
$8.54
Savings
Annual Impact
$103
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

El Monte, CA

Population:104K
Cost Index:
130.6
100 = national average
Typical Home:$754K

Norwalk, CA

Population:98K
Cost Index:
130.4
100 = national average
Typical Home:$748K

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El Monte, CA

The Golden State

104K
Population
State Tax
Yes

Located in California, this city has a population of 104K residents.

Norwalk, CA

The Golden State

98K
Population
State Tax
Yes

Located in California, this city has a population of 98K residents.

Cost Breakdown by Category

Estimated monthly spending: El Monte, CA vs Norwalk, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 0.1%
El Monte, CA
$3,161
Norwalk, CA
$3,157
Difference
$4.02
less
Transportation
↓ 0.1%
El Monte, CA
$1,544
Norwalk, CA
$1,542
Difference
$1.96
less
Other
↓ 0.1%
El Monte, CA
$1,233
Norwalk, CA
$1,232
Difference
$1.57
less
Groceries
↓ 0.1%
El Monte, CA
$756
Norwalk, CA
$755
Difference
$0.48
less
All Utilities
↓ 0.1%
El Monte, CA
$405
Norwalk, CA
$405
Difference
$0.26
less
Healthcare
↓ 0.1%
El Monte, CA
$401
Norwalk, CA
$401
Difference
$0.26
less

🏠Rent Comparison

Studio
From$1,620
To$1,800
↑ $180
1 Bed
From$1,810
To$2,010
↑ $200
2 Bed
From$2,260
To$2,510
↑ $250
3 Bed
From$2,865
To$3,180
↑ $315
El Monte, CAZIP-level data

1BR range: $1,760–$1,860/mo

Norwalk, CAZIP-level data

1BR range: $2,010–$2,010/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in El Monte, CA
$7,491
Monthly in Norwalk, CA
$8.54
Difference

Home Values

El Monte
Norwalk
$754K
Median Value
$748K
↓ -0.1%
YoY Change
↓ -1.5%
↑ +27.8%
5-Year Change
↑ +30%
$749K - $759K
Price Range
$748K

Homes in Norwalk are 1% less expensive than El Monte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

El Monte, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Norwalk, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

El Monte, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Norwalk, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Monte
Norwalk
80 Moderate
Air Quality
80 Moderate
10.4%
Good Air Days
10.4%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
▲+2.3°F
2050 Outlook
▲+2.3°F
5 days
Heat Days >95°F
5 days
▲+2.3°F
2050 Outlook
▲+2.3°F
5 days
Heat Days >95°F
5 days

Before moving from El Monte, CA to Norwalk, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Norwalk, CA for the same bedroom count and included utilities as your home in El Monte, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your El Monte to Norwalk moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Norwalk, CA by cost, housing, population and region.

Frequently Asked Questions: El Monte, CA vs Norwalk, CA

How do the cost estimates for El Monte, CA and Norwalk, CA compare?

Norwalk, CA has a modeled overall cost index 0.1% lower than El Monte, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in El Monte, CA, the model estimates $149,897 in Norwalk, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for El Monte, CA and Norwalk, CA?

The modeled two-bedroom rents are $2,260/month in El Monte, CA and $2,510/month in Norwalk, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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