Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $170/month moving to Lubbock, TX

$150.0K in your current city equals $148.0K in Lubbock, TX

Rent data from HUD ZIP-level estimates ยท COL index from El Paso, TX area
Overall Cost
โ†“ 2.3%
Less expensive
Monthly Impact
$170
Savings
Annual Impact
$2.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Paso, TX

Population:679K
Cost Index:
100
100 = national average
Median Home:$216K

Lubbock, TX

Population:259K
Cost Index:
98
(2% below avg)
Median Home:$149K

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Lubbock, TX

The Lone Star State

259K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 259K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: El Paso, TX vs Lubbock, TX

Other
โ†“ 6.1%
El Paso, TX
$1,641
Lubbock, TX
$1,540
Difference
$100
less
Housing
โ†“ 3.8%
El Paso, TX
$2,027
Lubbock, TX
$1,949
Difference
$77.96
less
Healthcare
โ†‘ 4.9%
El Paso, TX
$502
Lubbock, TX
$527
Difference
$24.78
more
Groceries
โ†“ 2.1%
El Paso, TX
$939
Lubbock, TX
$919
Difference
$19.99
less
Transportation
โ†’ 0.0%
El Paso, TX
$1,243
Lubbock, TX
$1,243
Difference
$0
same
All Utilities
โ†’ 0.0%
El Paso, TX
$486
Lubbock, TX
$486
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$800
To$815
โ†‘ $15.00
1 Bed
From$990
To$990
โ†’ $0
2 Bed
From$1,160
To$1,175
โ†‘ $15.00
3 Bed
From$1,590
To$1,630
โ†‘ $40.00
El Paso, TXZIP-level data

1BR range: $920โ€“$1,330/mo

Lubbock, TXZIP-level data

1BR range: $910โ€“$1,170/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,838
Monthly in El Paso, TX
$6,664
Monthly in Lubbock, TX
$174
Difference

Home Values

El Paso
Lubbock
$216K
Median Value
$149K
โ†‘ +1.1%
YoY Change
โ†“ -1.9%
โ†‘ +42%
5-Year Change
โ†‘ +20.4%
$137K - $405K
Price Range
$95K - $292K

Homes in Lubbock are 31% less expensive than El Paso

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Lubbock, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Lubbock, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Paso
Lubbock
67 Moderate
Air Quality
23 Good
22.1%
Good Air Days
92.2%
95 High
Climate Risk
96 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
โ˜€๐ŸŒช๐Ÿ’จ
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.2ยฐF
97 days
Heat Days >95ยฐF
78 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.2ยฐF
97 days
Heat Days >95ยฐF
78 days

Where your money goes further

Cities cheaper than El Paso, TX on a $150.0K salary

Similar cost to Lubbock, TX

Other cities in a similar price range

Want to compare different cities?

New Comparison