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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $85.23/month moving to Tulsa, OK

$150.0K in your current city equals $149.0K in Tulsa, OK

Rent data from HUD ZIP-level estimates · COL index from El Paso, TX area
Overall Cost
↓ 1.1%
Less expensive
Monthly Impact
$85.23
Savings
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Paso, TX

Population:679K
Cost Index:
100
100 = national average
Median Home:$216K

Tulsa, OK

Population:413K
Cost Index:
99
(1% below avg)
Median Home:$187K

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

💡 Advantage: Texas has no state income tax!

Tulsa, OK

The Sooner State

413K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 413K residents.

Cost Breakdown by Category

Annual spending: El Paso, TX vs Tulsa, OK

Housing
↓ 6.4%
El Paso, TX
$2,027
Tulsa, OK
$1,897
Difference
$130
less
Other
↑ 2.0%
El Paso, TX
$1,641
Tulsa, OK
$1,674
Difference
$33.48
more
Groceries
↓ 3.2%
El Paso, TX
$939
Tulsa, OK
$909
Difference
$29.98
less
Healthcare
↑ 4.9%
El Paso, TX
$502
Tulsa, OK
$527
Difference
$24.78
more
Transportation
→ 0.0%
El Paso, TX
$1,243
Tulsa, OK
$1,243
Difference
$0
same
All Utilities
→ 0.0%
El Paso, TX
$486
Tulsa, OK
$486
Difference
$0
same

🏠Rent Comparison

Studio
From$800
To$940
↑ $140
1 Bed
From$990
To$995
↑ $5.00
2 Bed
From$1,160
To$1,225
↑ $65.00
3 Bed
From$1,590
To$1,615
↑ $25.00
El Paso, TXZIP-level data

1BR range: $920–$1,330/mo

Tulsa, OKZIP-level data

1BR range: $780–$1,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,838
Monthly in El Paso, TX
$6,736
Monthly in Tulsa, OK
$102
Difference

Home Values

El Paso
Tulsa
$216K
Median Value
$187K
↑ +1.1%
YoY Change
↑ +2.1%
↑ +42%
5-Year Change
↑ +37%
$137K - $405K
Price Range
$82K - $419K

Homes in Tulsa are 14% less expensive than El Paso

Calculate payment - El PasoCalculate payment - Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.3K
More taxes
Monthly Difference
$607
Less take-home
Effective Rate Diff
4.9%
Rate difference

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Tulsa, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Tulsa, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Paso
Tulsa
67 Moderate
Air Quality
51 Moderate
22.1%
Good Air Days
48.4%
95 High
Climate Risk
98 High
🌊🌡☀
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+3.0°F
97 days
Heat Days >95°F
61 days
▲+2.7°F
2050 Outlook
▲+3.0°F
97 days
Heat Days >95°F
61 days

💰 See how taxes change too — compare take-home pay between Texas and Oklahoma on TaxTakeHome.com

Where your money goes further

Cities cheaper than El Paso, TX on a $150.0K salary

1.Indianapolis, IN
Save $85.23/mo
2.St. Louis, MO
Save $85.23/mo

Similar cost to Tulsa, OK

Other cities in a similar price range

Raleigh, NCCharlotte, NCSan Antonio, TX

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