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Cost of Living Comparison 2026

๐Ÿ“ Elizabethtown, KY โ€” COL adjusted from Louisville, KY area + state data

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Austin, TX

$150.0K in your current city equals $168.5K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from Louisville/Jefferson County, KY-IN area
Overall Cost
โ†‘ 20.6%
More expensive
Monthly Impact
$1,545
Extra cost
Annual Impact
$18.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elizabethtown, KY

Population:33K
Cost Index:100
Median Home:$204K

Austin, TX

Population:979K
Cost Index:121
Median Home:$558K

Elizabethtown, KY

The Bluegrass State

33K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 33K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Elizabethtown, KY vs Austin, TX

๐Ÿ Housing
โ†‘ 58.5%
Elizabethtown, KY
$1,820
Austin, TX
$2,885
Difference
$1,065
more
๐Ÿ“ฆOther
โ†‘ 15.4%
Elizabethtown, KY
$1,509
Austin, TX
$1,741
Difference
$232
more
โšกAll Utilities
โ†‘ 19.6%
Elizabethtown, KY
$452
Austin, TX
$541
Difference
$88.52
more
๐Ÿš—Transportation
โ†‘ 3.2%
Elizabethtown, KY
$1,244
Austin, TX
$1,284
Difference
$39.67
more
๐ŸฅHealthcare
โ†‘ 7.2%
Elizabethtown, KY
$549
Austin, TX
$589
Difference
$39.37
more
๐Ÿ›’Groceries
โ†‘ 2.7%
Elizabethtown, KY
$934
Austin, TX
$959
Difference
$24.83
more

๐Ÿ›๏ธ Local Income Taxes

Elizabethtown, KY: Elizabethtown Occupational Tax$2,250/yr (1.5%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$548
To$1,585
โ†‘ $1,037
1 Bed
From$629
To$1,685
โ†‘ $1,056
2 Bed
From$766
To$1,995
โ†‘ $1,229
3 Bed
From$1,049
To$2,525
โ†‘ $1,476
Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,509
Monthly in Elizabethtown, KY
$7,998
Monthly in Austin, TX
$1,489
Difference

Home Values

Elizabethtown
Austin
-
Median Value
$558K
-
YoY Change
โ†“ -5%
-
5-Year Change
โ†‘ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Elizabethtown, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Elizabethtown, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elizabethtown
Austin
50 Good
Air Quality
52 Moderate
50.8%
Good Air Days
42.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
37 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
37 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Texas on TaxTakeHome.com

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