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Cost of Living Comparison 2026

📍 Elizabethtown, KY — COL adjusted from Louisville, KY area + state data

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $168.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Louisville/Jefferson County, KY-IN area
Overall Cost
↑ 20.8%
More expensive
Monthly Impact
$1,563
Extra cost
Annual Impact
$18.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elizabethtown, KY

Population:33K
Cost Index:100
Median Home:$204K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

Elizabethtown, KY

The Bluegrass State

33K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 33K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Elizabethtown, KY vs Phoenix, AZ

🏠Housing
↑ 53.2%
Elizabethtown, KY
$1,820
Phoenix, AZ
$2,788
Difference
$969
more
🚗Transportation
↑ 19.7%
Elizabethtown, KY
$1,244
Phoenix, AZ
$1,489
Difference
$245
more
📦Other
↑ 11.2%
Elizabethtown, KY
$1,509
Phoenix, AZ
$1,677
Difference
$168
more
⚡All Utilities
↑ 24.0%
Elizabethtown, KY
$452
Phoenix, AZ
$561
Difference
$109
more
🏥Healthcare
↑ 7.2%
Elizabethtown, KY
$549
Phoenix, AZ
$589
Difference
$39.37
more
🛒Groceries
↑ 3.1%
Elizabethtown, KY
$934
Phoenix, AZ
$963
Difference
$28.82
more

🏛️ Local Income Taxes

Elizabethtown, KY: Elizabethtown Occupational Tax$2,250/yr (1.5%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$548
To$1,390
↑ $842
1 Bed
From$629
To$1,510
↑ $881
2 Bed
From$766
To$1,750
↑ $984
3 Bed
From$1,049
To$2,330
↑ $1,281
Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,509
Monthly in Elizabethtown, KY
$8,068
Monthly in Phoenix, AZ
$1,558
Difference

Home Values

Elizabethtown
Phoenix
-
Median Value
$414K
-
YoY Change
↓ -3.1%
-
5-Year Change
↑ +30.2%
-
Price Range
$274K - $957K
Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.3K
Per year
Monthly Difference
$189
More take-home
Effective Rate Diff
1.5%
Rate difference

Elizabethtown, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Elizabethtown, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elizabethtown
Phoenix
50 Good
Air Quality
77 Moderate
50.8%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.9°F
2050 Outlook
▲+2.7°F
37 days
Heat Days >95°F
162 days
▲+2.9°F
2050 Outlook
▲+2.7°F
37 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Kentucky and Arizona on TaxTakeHome.com

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