Elk Point, SD vs Fort Pierre, SD: Cost of Living

Which city costs less?

Fort Pierre, SD has a modeled overall cost index 13.6% lower than Elk Point, SD.

Elk Point, SD · modeled 2BR rent
$980 / month
Fort Pierre, SD · modeled 2BR rent
$1,030 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Elk Point, SD and Fort Pierre, SD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $860/month in Fort Pierre, SD

$150,000 in your current city has a modeled equivalent of $139,681 in Fort Pierre, SD

Regional cost estimates: Elk Point, SD uses Omaha, NE. Fort Pierre, SD uses Omaha, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 13.6%
Less expensive
Monthly Impact
$860
Savings
Annual Impact
$10.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Elk Point, SD

Population:2K
Cost Index:
74.8
100 = national average
Typical Home:$285K

Fort Pierre, SD

Population:2K
Cost Index:
64.6
100 = national average
Typical Home:$294K

Planning the move to Fort Pierre?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Elk Point, SD

The Mount Rushmore State

2K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 2K residents.

💡 Advantage: South Dakota has no state income tax!

Fort Pierre, SD

The Mount Rushmore State

2K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 2K residents.

💡 Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Elk Point, SD vs Fort Pierre, SD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 13.6%
Elk Point, SD
$2,007
Fort Pierre, SD
$1,734
Difference
$273
less
Other
↓ 13.6%
Elk Point, SD
$1,720
Fort Pierre, SD
$1,486
Difference
$234
less
Transportation
↓ 13.6%
Elk Point, SD
$1,317
Fort Pierre, SD
$1,138
Difference
$179
less
Groceries
↓ 7.1%
Elk Point, SD
$1,110
Fort Pierre, SD
$1,031
Difference
$78.28
less
Healthcare
↓ 7.1%
Elk Point, SD
$797
Fort Pierre, SD
$740
Difference
$56.20
less
All Utilities
↓ 7.1%
Elk Point, SD
$549
Fort Pierre, SD
$510
Difference
$38.75
less

🏠Rent Comparison

Studio
From$680
To$710
↑ $30.00
1 Bed
From$790
To$790
→ $0
2 Bed
From$980
To$1,030
↑ $50.00
3 Bed
From$1,180
To$1,310
↑ $130
Elk Point, SDZIP-level data

1BR range: $790–$790/mo

Fort Pierre, SDZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Elk Point, SD
$6,640
Monthly in Fort Pierre, SD
$860
Difference

Home Values

Elk Point
Fort Pierre
$285K
Median Value
$294K
↑ +5.4%
YoY Change
↓ -1.8%
↑ +33.4%
5-Year Change
↑ +11.7%

Homes in Fort Pierre are 3% more expensive than Elk Point

Calculate payment - Elk PointCalculate payment - Fort Pierre

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Elk Point, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Fort Pierre, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Elk Point, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Fort Pierre, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elk Point
Fort Pierre
45 Good
Air Quality
45 Good
63.7%
Good Air Days
63.7%
96 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.4°F
35 days
Heat Days >95°F
35 days
▲+3.4°F
2050 Outlook
▲+3.4°F
35 days
Heat Days >95°F
35 days

Before moving from Elk Point, SD to Fort Pierre, SD

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fort Pierre, SD for the same bedroom count and included utilities as your home in Elk Point, SD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Elk Point to Fort Pierre moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Pierre, SD by cost, housing, population and region.

Frequently Asked Questions: Elk Point, SD vs Fort Pierre, SD

How do the cost estimates for Elk Point, SD and Fort Pierre, SD compare?

Fort Pierre, SD has a modeled overall cost index 13.6% lower than Elk Point, SD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Elk Point, SD, the model estimates $139,681 in Fort Pierre, SD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Elk Point, SD and Fort Pierre, SD?

The modeled two-bedroom rents are $980/month in Elk Point, SD and $1,030/month in Fort Pierre, SD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Want to compare different cities?

New Comparison