MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Elkhart, IN โ€” ZIP-level rent data ยท COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Nashville, TN

$150.0K in your current city equals $166.7K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.5%
More expensive
Monthly Impact
$1,388
Extra cost
Annual Impact
$16.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elkhart, IN

Population:53K
Cost Index:100
Median Home:$228K

Nashville, TN

Population:689K
Cost Index:119
Median Home:$489K

Elkhart, IN

The Hoosier State

53K
Population
State Tax
Yes

Located in Indiana, this city has a population of 53K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Elkhart, IN vs Nashville, TN

๐Ÿ Housing
โ†‘ 39.2%
Elkhart, IN
$1,905
Nashville, TN
$2,651
Difference
$746
more
๐Ÿ“ฆOther
โ†‘ 24.5%
Elkhart, IN
$1,560
Nashville, TN
$1,942
Difference
$382
more
๐Ÿš—Transportation
โ†‘ 3.2%
Elkhart, IN
$1,244
Nashville, TN
$1,284
Difference
$39.59
more
๐ŸฅHealthcare
โ†‘ 1.9%
Elkhart, IN
$596
Nashville, TN
$607
Difference
$11.21
more
๐Ÿ›’Groceries
โ†‘ 0.9%
Elkhart, IN
$941
Nashville, TN
$949
Difference
$8.55
more
โšกAll Utilities
โ†‘ 0.9%
Elkhart, IN
$514
Nashville, TN
$519
Difference
$4.68
more

๐Ÿ›๏ธ Local Income Taxes

Elkhart, IN: Elkhart County Income Tax$2,250/yr (1.5%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$984
To$1,600
โ†‘ $616
1 Bed
From$1,005
To$1,680
โ†‘ $675
2 Bed
From$1,204
To$1,840
โ†‘ $636
3 Bed
From$1,581
To$2,350
โ†‘ $769
Elkhart, INZIP-level data

1BR range: $890โ€“$1,040/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,761
Monthly in Elkhart, IN
$7,952
Monthly in Nashville, TN
$1,192
Difference

Home Values

Elkhart
Nashville
$228K
Median Value
$489K
โ†‘ +4.9%
YoY Change
โ†“ -2.1%
โ†‘ +41.5%
5-Year Change
โ†‘ +32.1%
$176K - $235K
Price Range
$320K - $1.16M

Homes in Nashville are 114% more expensive than Elkhart

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Elkhart, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Elkhart, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elkhart
Nashville
45 Good
Air Quality
50 Good
62.6%
Good Air Days
51.6%
91 Moderate
Climate Risk
97 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
17 days
Heat Days >95ยฐF
42 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
17 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

Other cities in a similar price range

Want to compare different cities?

New Comparison