Is Indianapolis, IN cheaper than Elmhurst, IL?

Based on cost of living data, Indianapolis, IN is 11.6% cheaper than Elmhurst, IL. This translates to saving $873 per month.

What salary do I need in Indianapolis, IN to live like I do in Elmhurst, IL?

If you earn $150,000 in Elmhurst, IL, you'd need approximately $139,519.376 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Elmhurst, IL and Indianapolis, IN?

Housing in Indianapolis, IN is 22.5% cheaper than in Elmhurst, IL. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,827/month in Elmhurst, IL.

How much can I save per month by moving from Elmhurst, IL to Indianapolis, IN?

Moving from Elmhurst, IL to Indianapolis, IN could save you approximately $873 per month, or $10481 per year, based on a $150,000 salary.

Elmhurst, IL vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Elmhurst, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Elmhurst, IL

Numbers update automatically as you type

You'd save $873/month moving to Indianapolis, IN

$150.0K in your current city equals $139.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 11.6%

Less expensive

Monthly Impact

$873

Savings

Annual Impact

$10.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elmhurst, IL

Population:45K

Cost Index:100

Median Home:$582K

Indianapolis, IN

Population:888K

Cost Index:88

Median Home:$176K

Elmhurst, IL

The Prairie State

45K

Population

State Tax

Yes

Located in Illinois, this city has a population of 45K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Elmhurst, IL vs Indianapolis, IN

Category	Elmhurst, IL	Indianapolis, IN	Difference	Change
🏠Housing	$2,514/mo	$1,949/mo	↓ $565less	22.5%
🚗Transportation	$1,530/mo	$1,188/mo	↓ $342less	22.3%
🛒Groceries	$982/mo	$919/mo	↓ $62.99less	6.4%
🏥Healthcare	$568/mo	$582/mo	↑ $14.73more	2.6%
📦Other	$1,601/mo	$1,590/mo	↓ $10.76less	0.7%
⚡All Utilities	$495/mo	$503/mo	↑ $7.28more	1.5%

🏠Housing

↓ 22.5%

Elmhurst, IL

$2,514

Indianapolis, IN

$1,949

Difference

$565

less

🚗Transportation

↓ 22.3%

Elmhurst, IL

$1,530

Indianapolis, IN

$1,188

Difference

$342

less

🛒Groceries

↓ 6.4%

Elmhurst, IL

$982

Indianapolis, IN

$919

Difference

$62.99

less

🏥Healthcare

↑ 2.6%

Elmhurst, IL

$568

Indianapolis, IN

$582

Difference

$14.73

📦Other

↓ 0.7%

Elmhurst, IL

$1,601

Indianapolis, IN

$1,590

Difference

$10.76

less

⚡All Utilities

↑ 1.5%

Elmhurst, IL

$495

Indianapolis, IN

$503

Difference

$7.28

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Elmhurst, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,518

To$1,030

↓ $488

1 Bed

From$1,618

To$1,170

↓ $448

2 Bed

From$1,827

To$1,360

↓ $467

3 Bed

From$2,354

To$1,760

↓ $594

Elmhurst, ILZIP-level data

1BR range: $2,090–$2,090/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,691

Monthly in Elmhurst, IL

$6,732

Monthly in Indianapolis, IN

$959

Difference

Home Values

Elmhurst

Indianapolis

$582K

Median Value

$176K

↑ +8.4%

YoY Change

↓ -1.1%

↑ +31.1%

5-Year Change

↑ +26.9%

$582K

Price Range

$109K - $340K

Homes in Indianapolis are 70% less expensive than Elmhurst

Calculate payment - Elmhurst Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.6K

Per year

Monthly Difference

$215

More take-home

Effective Rate Diff

1.7%

Rate difference

Elmhurst, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Elmhurst, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.