MN
MoveNumbers
MoveNumbers
Tap to swap

Cost of Living Comparison 2026

📍 Elmira, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

$

Numbers update automatically as you type

You'd spend $1.2K/month more in Austin, TX

$150.0K in your current city equals $164.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 16.3%
More expensive
Monthly Impact
$1,225
Extra cost
Annual Impact
$14.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elmira, NY

Population:26K
Cost Index:100
Median Home:$99K

Austin, TX

Population:979K
Cost Index:116
Median Home:$558K

Elmira, NY

The Empire State

26K
Population
State Tax
Yes

Located in New York, this city has a population of 26K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Elmira, NY vs Austin, TX

🏠Housing
↑ 72.9%
Elmira, NY
$1,668
Austin, TX
$2,885
Difference
$1,216
more
📦Other
↑ 4.8%
Elmira, NY
$1,661
Austin, TX
$1,741
Difference
$80.46
more
🛒Groceries
↓ 3.6%
Elmira, NY
$995
Austin, TX
$959
Difference
$35.93
less
🏥Healthcare
↓ 5.5%
Elmira, NY
$623
Austin, TX
$589
Difference
$34.08
less
🚗Transportation
↓ 2.0%
Elmira, NY
$1,310
Austin, TX
$1,284
Difference
$26.15
less
⚡All Utilities
↑ 0.3%
Elmira, NY
$539
Austin, TX
$541
Difference
$1.69
more

🏠Rent Comparison

Studio
From$648
To$1,585
↑ $937
1 Bed
From$669
To$1,685
↑ $1,016
2 Bed
From$878
To$1,995
↑ $1,117
3 Bed
From$1,101
To$2,525
↑ $1,424
Elmira, NYZIP-level data

1BR range: $890–$1,040/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,796
Monthly in Elmira, NY
$7,998
Monthly in Austin, TX
$1,202
Difference

Home Values

Elmira
Austin
$99K
Median Value
$558K
↓ -3.9%
YoY Change
↓ -5%
↑ +31.8%
5-Year Change
↑ +12.6%
$95K - $165K
Price Range
$272K - $1.26M

Homes in Austin are 466% more expensive than Elmira

Calculate payment - ElmiraCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.5K
Per year
Monthly Difference
$795
More take-home
Effective Rate Diff
6.4%
Rate difference

Elmira, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Elmira, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elmira
Austin
N/A
Air Quality
52 Moderate
-
Good Air Days
42.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.5°F
15 days
Heat Days >95°F
98 days
▲+2.9°F
2050 Outlook
▲+2.5°F
15 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between New York and Texas on TaxTakeHome.com

Where your money goes further

Cities cheaper than Elmira, NY on a $150.0K salary

1.Indianapolis, IN
Save $130/mo
2.St. Louis, MO
Save $130/mo

Similar cost to Austin, TX

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

Want to compare different cities?

New Comparison