Is Nashville, TN cheaper than Elmira, NY?

Based on cost of living data, Nashville, TN is 16.3% more expensive than Elmira, NY. This translates to spending an extra $1225 per month.

What salary do I need in Nashville, TN to live like I do in Elmira, NY?

If you earn $150,000 in Elmira, NY, you'd need approximately $164,702.809 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Elmira, NY and Nashville, TN?

Housing in Nashville, TN is 58.9% more expensive than in Elmira, NY. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $878/month in Elmira, NY.

How much can I save per month by moving from Elmira, NY to Nashville, TN?

Living in Nashville, TN costs approximately $1225 more per month than Elmira, NY, or $14703 more per year, based on a $150,000 salary.

Elmira, NY vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Elmira, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Elmira, NY

Numbers update automatically as you type

You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.7K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 16.3%

More expensive

Monthly Impact

$1,225

Extra cost

Annual Impact

$14.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elmira, NY

Population:26K

Cost Index:100

Median Home:$99K

Nashville, TN

Population:689K

Cost Index:116

Median Home:$489K

Elmira, NY

The Empire State

26K

Population

State Tax

Yes

Located in New York, this city has a population of 26K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Elmira, NY vs Nashville, TN

Category	Elmira, NY	Nashville, TN	Difference	Change
🏠Housing	$1,668/mo	$2,651/mo	↑ $983more	58.9%
📦Other	$1,661/mo	$1,942/mo	↑ $281more	16.9%
🛒Groceries	$995/mo	$949/mo	↓ $45.92less	4.6%
🚗Transportation	$1,310/mo	$1,284/mo	↓ $26.15less	2.0%
⚡All Utilities	$539/mo	$519/mo	↓ $20.17less	3.7%
🏥Healthcare	$623/mo	$607/mo	↓ $15.50less	2.5%

🏠Housing

↑ 58.9%

Elmira, NY

$1,668

Nashville, TN

$2,651

Difference

$983

📦Other

↑ 16.9%

Elmira, NY

$1,661

Nashville, TN

$1,942

Difference

$281

🛒Groceries

↓ 4.6%

Elmira, NY

$995

Nashville, TN

$949

Difference

$45.92

less

🚗Transportation

↓ 2.0%

Elmira, NY

$1,310

Nashville, TN

$1,284

Difference

$26.15

less

⚡All Utilities

↓ 3.7%

Elmira, NY

$539

Nashville, TN

$519

Difference

$20.17

less

🏥Healthcare

↓ 2.5%

Elmira, NY

$623

Nashville, TN

$607

Difference

$15.50

less

🏠Rent Comparison

Studio

From$648

To$1,600

↑ $952

1 Bed

From$669

To$1,680

↑ $1,011

2 Bed

From$878

To$1,840

↑ $962

3 Bed

From$1,101

To$2,350

↑ $1,249

Elmira, NYZIP-level data

1BR range: $890–$1,040/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,796

Monthly in Elmira, NY

$7,952

Monthly in Nashville, TN

$1,156

Difference

Home Values

Elmira

Nashville

$99K

Median Value

$489K

↓ -3.9%

YoY Change

↓ -2.1%

↑ +31.8%

5-Year Change

↑ +32.1%

$95K - $165K

Price Range

$320K - $1.16M

Homes in Nashville are 396% more expensive than Elmira

Calculate payment - Elmira Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Elmira, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Elmira, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elmira

Nashville

N/A

Air Quality

50 Good

Good Air Days

51.6%

98 High

Climate Risk

97 High

🌊🌡🌪

Top Hazards

🌊🫨🌪

▲+2.9°F

2050 Outlook

▲+2.8°F

15 days

Heat Days >95°F

42 days

▲+2.9°F

2050 Outlook

▲+2.8°F

15 days

Heat Days >95°F

42 days

💰 See how taxes change too — compare take-home pay between New York and Tennessee on TaxTakeHome.com

Where your money goes further

Cities cheaper than Elmira, NY on a $150.0K salary

Similar cost to Nashville, TN

Other cities in a similar price range

Denver, CO Raleigh, NC Charlotte, NC

Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Nashville, TN

Elmira, NY

Nashville, TN

Elmira, NY

Nashville, TN

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code3 ZIPs

📍 Rent by ZIP Code19 ZIPs

Home Values

🏠 Home Values by ZIP3 ZIPs

🏠 Home Values by ZIP17 ZIPs

Tax Comparison

Elmira, NY

Nashville, TN

Additional Tax Information

Elmira, NY Tax Rates

Nashville, TN Tax Rates

Environment

Where your money goes further

Similar cost to Nashville, TN