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Cost of Living Comparison 2026

📍 Elmira, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

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Numbers update automatically as you type

You'd spend $717/month more in Raleigh, NC

$150.0K in your current city equals $158.6K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 9.6%
More expensive
Monthly Impact
$717
Extra cost
Annual Impact
$8.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elmira, NY

Population:26K
Cost Index:100
Median Home:$99K

Raleigh, NC

Population:474K
Cost Index:110
Median Home:$512K

Elmira, NY

The Empire State

26K
Population
State Tax
Yes

Located in New York, this city has a population of 26K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Elmira, NY vs Raleigh, NC

🏠Housing
↑ 48.0%
Elmira, NY
$1,668
Raleigh, NC
$2,469
Difference
$801
more
📦Other
↑ 2.8%
Elmira, NY
$1,661
Raleigh, NC
$1,707
Difference
$46.98
more
🛒Groceries
↓ 3.6%
Elmira, NY
$995
Raleigh, NC
$959
Difference
$35.93
less
🚗Transportation
↓ 2.0%
Elmira, NY
$1,310
Raleigh, NC
$1,284
Difference
$26.15
less
🏥Healthcare
↓ 3.5%
Elmira, NY
$623
Raleigh, NC
$601
Difference
$21.69
less
⚡All Utilities
↑ 1.3%
Elmira, NY
$539
Raleigh, NC
$546
Difference
$7.16
more

🏠Rent Comparison

Studio
From$648
To$1,570
↑ $922
1 Bed
From$669
To$1,640
↑ $971
2 Bed
From$878
To$1,800
↑ $922
3 Bed
From$1,101
To$2,255
↑ $1,154
Elmira, NYZIP-level data

1BR range: $890–$1,040/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,796
Monthly in Elmira, NY
$7,567
Monthly in Raleigh, NC
$771
Difference

Home Values

Elmira
Raleigh
$99K
Median Value
$512K
↓ -3.9%
YoY Change
↓ -0.5%
↑ +31.8%
5-Year Change
↑ +38.2%
$95K - $165K
Price Range
$314K - $992K

Homes in Raleigh are 419% more expensive than Elmira

Calculate payment - ElmiraCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.4K
Per year
Monthly Difference
$202
More take-home
Effective Rate Diff
1.6%
Rate difference

Elmira, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Elmira, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elmira
Raleigh
N/A
Air Quality
46 Good
-
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.8°F
15 days
Heat Days >95°F
31 days
▲+2.9°F
2050 Outlook
▲+2.8°F
15 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between New York and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Elmira, NY on a $150.0K salary

1.Indianapolis, IN
Save $130/mo
2.St. Louis, MO
Save $130/mo

Similar cost to Raleigh, NC

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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