Is Phoenix, AZ cheaper than Elyria, OH?

Based on cost of living data, Phoenix, AZ is 31.5% more expensive than Elyria, OH. This translates to spending an extra $2363 per month.

What salary do I need in Phoenix, AZ to live like I do in Elyria, OH?

If you earn $150,000 in Elyria, OH, you'd need approximately $178,350.645 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Elyria, OH and Phoenix, AZ?

Housing in Phoenix, AZ is 94.6% more expensive than in Elyria, OH. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $936/month in Elyria, OH.

How much can I save per month by moving from Elyria, OH to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $2363 more per month than Elyria, OH, or $28351 more per year, based on a $150,000 salary.

Elyria, OH vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Elyria, OH — ZIP-level rent data · COL adjusted from Cleveland, OH area

Current salary in Elyria, OH

Numbers update automatically as you type

You'd spend $2.4K/month more in Phoenix, AZ

$150.0K in your current city equals $178.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Cleveland-Elyria, OH area

Overall Cost

↑ 31.5%

More expensive

Monthly Impact

$2,363

Extra cost

Annual Impact

$28.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elyria, OH

Population:53K

Cost Index:100

Median Home:$177K

Phoenix, AZ

Population:1608K

Cost Index:132

Median Home:$414K

Elyria, OH

The Buckeye State

53K

Population

State Tax

Yes

Located in Ohio, this city has a population of 53K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Elyria, OH vs Phoenix, AZ

Category	Elyria, OH	Phoenix, AZ	Difference	Change
🏠Housing	$1,433/mo	$2,788/mo	↑ $1,356more	94.6%
📦Other	$1,490/mo	$1,677/mo	↑ $187more	12.6%
🚗Transportation	$1,307/mo	$1,489/mo	↑ $182more	13.9%
⚡All Utilities	$454/mo	$561/mo	↑ $107more	23.5%
🏥Healthcare	$515/mo	$589/mo	↑ $73.39more	14.2%
🛒Groceries	$948/mo	$963/mo	↑ $15.04more	1.6%

🏠Housing

↑ 94.6%

Elyria, OH

$1,433

Phoenix, AZ

$2,788

Difference

$1,356

📦Other

↑ 12.6%

Elyria, OH

$1,490

Phoenix, AZ

$1,677

Difference

$187

🚗Transportation

↑ 13.9%

Elyria, OH

$1,307

Phoenix, AZ

$1,489

Difference

$182

⚡All Utilities

↑ 23.5%

Elyria, OH

$454

Phoenix, AZ

$561

Difference

$107

🏥Healthcare

↑ 14.2%

Elyria, OH

$515

Phoenix, AZ

$589

Difference

$73.39

🛒Groceries

↑ 1.6%

Elyria, OH

$948

Phoenix, AZ

$963

Difference

$15.04

🏛️ Local Income Taxes

Elyria, OH: Elyria Municipal Income Tax$2,925/yr (1.9%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$683

To$1,390

↑ $707

1 Bed

From$773

To$1,510

↑ $737

2 Bed

From$936

To$1,750

↑ $814

3 Bed

From$1,204

To$2,330

↑ $1,126

Elyria, OHZIP-level data

1BR range: $950–$950/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,148

Monthly in Elyria, OH

$8,068

Monthly in Phoenix, AZ

$1,920

Difference

Home Values

Elyria

Phoenix

$177K

Median Value

$414K

↑ +3.2%

YoY Change

↓ -3.1%

↑ +39.4%

5-Year Change

↑ +30.2%

$177K

Price Range

$274K - $957K

Homes in Phoenix are 133% more expensive than Elyria

Calculate payment - Elyria Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $806

More taxes

Monthly Difference

$67.13

Less take-home

Effective Rate Diff

0.5%

Rate difference

Elyria, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Elyria, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elyria

Phoenix

54 Moderate

Air Quality

77 Moderate

37.2%

Good Air Days

98 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🔥🌊🌡

▲+3.3°F

2050 Outlook

▲+2.7°F

11 days

Heat Days >95°F

162 days

▲+3.3°F

2050 Outlook

▲+2.7°F

11 days

Heat Days >95°F

162 days

💰 See how taxes change too — compare take-home pay between Ohio and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Denver, CO Raleigh, NC Charlotte, NC

Want to compare different cities?

New Comparison

You'd spend $2.4K/month more in Phoenix, AZ

Elyria, OH

Phoenix, AZ

Elyria, OH

Phoenix, AZ

Notable Facts

Major Industries

Cost Breakdown by Category

🏛️ Local Income Taxes

🏠Rent Comparison

📍 Rent by ZIP Code39 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Elyria, OH

Phoenix, AZ

Additional Tax Information

Elyria, OH Tax Rates

Phoenix, AZ Tax Rates

Environment

Similar cost to Phoenix, AZ