Is Nashville, TN cheaper than Englewood, NJ?

Based on cost of living data, Nashville, TN is 13.3% cheaper than Englewood, NJ. This translates to saving $997 per month.

What salary do I need in Nashville, TN to live like I do in Englewood, NJ?

If you earn $150,000 in Englewood, NJ, you'd need approximately $138,040.183 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Englewood, NJ and Nashville, TN?

Housing in Nashville, TN is 16.6% cheaper than in Englewood, NJ. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,116/month in Englewood, NJ.

How much can I save per month by moving from Englewood, NJ to Nashville, TN?

Moving from Englewood, NJ to Nashville, TN could save you approximately $997 per month, or $11960 per year, based on a $150,000 salary.

Englewood, NJ vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Englewood, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Englewood, NJ

Numbers update automatically as you type

You'd save $997/month moving to Nashville, TN

$150.0K in your current city equals $138.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 13.3%

Less expensive

Monthly Impact

$997

Savings

Annual Impact

$12.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Englewood, NJ

Population:30K

Cost Index:100

Median Home:$602K

Nashville, TN

Population:689K

Cost Index:87

Median Home:$489K

Englewood, NJ

The Garden State

30K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 30K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Englewood, NJ vs Nashville, TN

Category	Englewood, NJ	Nashville, TN	Difference	Change
🏠Housing	$3,178/mo	$2,651/mo	↓ $528less	16.6%
🚗Transportation	$1,519/mo	$1,284/mo	↓ $235less	15.5%
🛒Groceries	$1,072/mo	$949/mo	↓ $122less	11.4%
🏥Healthcare	$670/mo	$607/mo	↓ $63.23less	9.4%
⚡All Utilities	$581/mo	$519/mo	↓ $61.50less	10.6%
📦Other	$1,925/mo	$1,942/mo	↑ $17.01more	0.9%

🏠Housing

↓ 16.6%

Englewood, NJ

$3,178

Nashville, TN

$2,651

Difference

$528

less

🚗Transportation

↓ 15.5%

Englewood, NJ

$1,519

Nashville, TN

$1,284

Difference

$235

less

🛒Groceries

↓ 11.4%

Englewood, NJ

$1,072

Nashville, TN

$949

Difference

$122

less

🏥Healthcare

↓ 9.4%

Englewood, NJ

$670

Nashville, TN

$607

Difference

$63.23

less

⚡All Utilities

↓ 10.6%

Englewood, NJ

$581

Nashville, TN

$519

Difference

$61.50

less

📦Other

↑ 0.9%

Englewood, NJ

$1,925

Nashville, TN

$1,942

Difference

$17.01

🏠Rent Comparison

Studio

From$1,615

To$1,600

↓ $15.00

1 Bed

From$1,842

To$1,680

↓ $162

2 Bed

From$2,116

To$1,840

↓ $276

3 Bed

From$2,585

To$2,350

↓ $235

Englewood, NJZIP-level data

1BR range: $2,280–$2,280/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,944

Monthly in Englewood, NJ

$7,952

Monthly in Nashville, TN

$992

Difference

Home Values

Englewood

Nashville

$602K

Median Value

$489K

↑ +0.5%

YoY Change

↓ -2.1%

↑ +33.2%

5-Year Change

↑ +32.1%

$602K

Price Range

$320K - $1.16M

Homes in Nashville are 19% less expensive than Englewood

Calculate payment - Englewood Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Englewood, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Englewood, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.