Is Austin, TX cheaper than Estero, FL?

Based on cost of living data, Austin, TX is 6.3% more expensive than Estero, FL. This translates to spending an extra $475 per month.

What salary do I need in Austin, TX to live like I do in Estero, FL?

If you earn $150,000 in Estero, FL, you'd need approximately $155,697.252 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Estero, FL and Austin, TX?

Housing in Austin, TX is 14.1% more expensive than in Estero, FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,875/month in Estero, FL.

How much can I save per month by moving from Estero, FL to Austin, TX?

Living in Austin, TX costs approximately $475 more per month than Estero, FL, or $5697 more per year, based on a $150,000 salary.

Estero, FL vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Estero, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Estero, FL

Numbers update automatically as you type

You'd spend $475/month more in Austin, TX

$150.0K in your current city equals $155.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 6.3%

More expensive

Monthly Impact

$475

Extra cost

Annual Impact

$5.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Estero, FL

Population:38K

Cost Index:100

Median Home:$474K

Austin, TX

Population:979K

Cost Index:106

Median Home:$558K

Estero, FL

The Sunshine State

38K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 38K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Estero, FL vs Austin, TX

Category	Estero, FL	Austin, TX	Difference	Change
🏠Housing	$2,529/mo	$2,885/mo	↑ $356more	14.1%
📦Other	$1,665/mo	$1,741/mo	↑ $75.96more	4.6%
⚡All Utilities	$483/mo	$541/mo	↑ $58.20more	12.1%
🛒Groceries	$1,004/mo	$959/mo	↓ $44.36less	4.4%
🏥Healthcare	$547/mo	$589/mo	↑ $41.20more	7.5%
🚗Transportation	$1,264/mo	$1,284/mo	↑ $19.90more	1.6%

🏠Housing

↑ 14.1%

Estero, FL

$2,529

Austin, TX

$2,885

Difference

$356

📦Other

↑ 4.6%

Estero, FL

$1,665

Austin, TX

$1,741

Difference

$75.96

⚡All Utilities

↑ 12.1%

Estero, FL

$483

Austin, TX

$541

Difference

$58.20

🛒Groceries

↓ 4.4%

Estero, FL

$1,004

Austin, TX

$959

Difference

$44.36

less

🏥Healthcare

↑ 7.5%

Estero, FL

$547

Austin, TX

$589

Difference

$41.20

🚗Transportation

↑ 1.6%

Estero, FL

$1,264

Austin, TX

$1,284

Difference

$19.90

🏠Rent Comparison

Studio

From$1,559

To$1,585

↑ $26.00

1 Bed

From$1,566

To$1,685

↑ $119

2 Bed

From$1,875

To$1,995

↑ $120

3 Bed

From$2,448

To$2,525

↑ $77.00

Estero, FLZIP-level data

1BR range: $2,130–$2,130/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,492

Monthly in Estero, FL

$7,998

Monthly in Austin, TX

$507

Difference

Home Values

Estero

Austin

$474K

Median Value

$558K

↓ -8%

YoY Change

↓ -5%

↑ +40.8%

5-Year Change

↑ +12.6%

$474K

Price Range

$272K - $1.26M

Homes in Austin are 18% more expensive than Estero

Calculate payment - Estero Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Estero, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Estero, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.