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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.8K/month more in Portland, OR

$150.0K in your current city equals $172.1K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
24.6%
More expensive
Monthly Impact
$1,842
Extra cost
Annual Impact
$22.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K
Cost Index:
100
100 = national average
Median Home:$470K

Portland, OR

Population:641K
Cost Index:
125
(25% above avg)
Median Home:$535K

Eugene, OR

The Beaver State

178K
Population
State Tax
Yes

Located in Oregon, this city has a population of 178K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Eugene, OR vs Portland, OR

Housing
38.4%
Eugene, OR
$3,399
Portland, OR
$4,704
Difference
$1,305
more
Other
24.6%
Eugene, OR
$1,546
Portland, OR
$1,925
Difference
$380
more
Transportation
24.6%
Eugene, OR
$1,382
Portland, OR
$1,721
Difference
$339
more
Groceries
11.6%
Eugene, OR
$958
Portland, OR
$1,069
Difference
$111
more
Healthcare
11.6%
Eugene, OR
$594
Portland, OR
$663
Difference
$68.95
more
All Utilities
11.6%
Eugene, OR
$426
Portland, OR
$475
Difference
$49.44
more

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)
Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)
Net difference+$1,185/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$873
To$1,555
$682
1 Bed
From$921
To$1,655
$734
2 Bed
From$1,208
To$1,900
$692
3 Bed
From$1,682
To$2,590
$908
Eugene, ORZIP-level data

1BR range: $1,300$1,380/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304
Monthly in Eugene, OR
$10,557
Monthly in Portland, OR
$2,254
Difference

Home Values

Eugene
Portland
$470K
Median Value
$535K
↓ -0.3%
YoY Change
↓ -1.2%
↑ +27.2%
5-Year Change
↑ +7.2%
$391K - $592K
Price Range
$351K - $760K

Homes in Portland are 14% more expensive than Eugene

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Eugene, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eugene
Portland
35 Good
Air Quality
35 Good
85%
Good Air Days
85%
98 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
+2.5°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
9 days
+2.5°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
9 days

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