Is Seattle, WA cheaper than Eugene, OR?

Based on cost of living data, Seattle, WA is 64.8% more expensive than Eugene, OR. This translates to spending an extra $4860 per month.

What salary do I need in Seattle, WA to live like I do in Eugene, OR?

If you earn $150,000 in Eugene, OR, you'd need approximately $208,324.092 in Seattle, WA to maintain the same standard of living.

How does housing cost compare between Eugene, OR and Seattle, WA?

Housing in Seattle, WA is 121.7% more expensive than in Eugene, OR. For a two-bedroom apartment, rent is $2,630/month in Seattle, WA compared to $1,208/month in Eugene, OR.

How much can I save per month by moving from Eugene, OR to Seattle, WA?

Living in Seattle, WA costs approximately $4860 more per month than Eugene, OR, or $58324 more per year, based on a $150,000 salary.

Eugene, OR vs Seattle, WA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Eugene, OR

Numbers update automatically as you type

You'd spend $4.9K/month more in Seattle, WA

$150.0K in your current city equals $208.3K in Seattle, WA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 64.8%

More expensive

Monthly Impact

$4,860

Extra cost

Annual Impact

$58.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K

Cost Index:

100

100 = national average

Median Home:$470K

Seattle, WA

Population:749K

Cost Index:

165

(65% above avg)

Median Home:$808K

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Seattle, WA

The Evergreen State

749K

Population

State Tax

No Income Tax

Climate

Oceanic

Notable Facts

•Coffee culture birthplace
•Major tech center
•Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Eugene, OR vs Seattle, WA

Category	Eugene, OR	Seattle, WA	Difference	Change
Housing	$3,399/mo	$7,536/mo	↑ $4,138more	121.7%
Transportation	$1,382/mo	$1,899/mo	↑ $517more	37.4%
Other	$1,546/mo	$1,975/mo	↑ $430more	27.8%
Healthcare	$594/mo	$824/mo	↑ $230more	38.7%
Groceries	$958/mo	$1,079/mo	↑ $121more	12.7%
All Utilities	$426/mo	$481/mo	↑ $54.90more	12.9%

Housing

↑ 121.7%

Eugene, OR

$3,399

Seattle, WA

$7,536

Difference

$4,138

Transportation

↑ 37.4%

Eugene, OR

$1,382

Seattle, WA

$1,899

Difference

$517

Other

↑ 27.8%

Eugene, OR

$1,546

Seattle, WA

$1,975

Difference

$430

Healthcare

↑ 38.7%

Eugene, OR

$594

Seattle, WA

$824

Difference

$230

Groceries

↑ 12.7%

Eugene, OR

$958

Seattle, WA

$1,079

Difference

$121

All Utilities

↑ 12.9%

Eugene, OR

$426

Seattle, WA

$481

Difference

$54.90

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Seattle, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$873

To$2,180

↑ $1,307

1 Bed

From$921

To$2,260

↑ $1,339

2 Bed

From$1,208

To$2,630

↑ $1,422

3 Bed

From$1,682

To$3,440

↑ $1,758

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

Seattle, WAZIP-level data

1BR range: $1,900–$3,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304

Monthly in Eugene, OR

$13,794

Monthly in Seattle, WA

$5,491

Difference

Home Values

Eugene

Seattle

$470K

Median Value

$808K

↓ -0.3%

YoY Change

↓ -2.5%

↑ +27.2%

5-Year Change

↑ +12.5%

$391K - $592K

Price Range

$433K - $1.34M

Homes in Seattle are 72% more expensive than Eugene

Calculate payment - Eugene Calculate payment - Seattle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Seattle, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Seattle, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.