Is Spokane Valley, WA cheaper than Eugene, OR?

Based on cost of living data, Spokane Valley, WA is 10.5% cheaper than Eugene, OR. This translates to saving $785 per month.

What salary do I need in Spokane Valley, WA to live like I do in Eugene, OR?

If you earn $150,000 in Eugene, OR, you'd need approximately $140,580.911 in Spokane Valley, WA to maintain the same standard of living.

How does housing cost compare between Eugene, OR and Spokane Valley, WA?

Housing in Spokane Valley, WA is 39.8% cheaper than in Eugene, OR. For a two-bedroom apartment, rent is $1,003/month in Spokane Valley, WA compared to $1,208/month in Eugene, OR.

How much can I save per month by moving from Eugene, OR to Spokane Valley, WA?

Moving from Eugene, OR to Spokane Valley, WA could save you approximately $785 per month, or $9419 per year, based on a $150,000 salary.

Eugene, OR vs Spokane Valley, WA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Eugene, OR

Numbers update automatically as you type

You'd save $785/month moving to Spokane Valley, WA

$150.0K in your current city equals $140.6K in Spokane Valley, WA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.5%

Less expensive

Monthly Impact

$785

Savings

Annual Impact

$9.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K

Cost Index:

100

100 = national average

Median Home:$470K

Spokane Valley, WA

Population:108K

Cost Index:

(10% below avg)

Median Home:$385K

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Spokane Valley, WA

The Evergreen State

108K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 108K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Eugene, OR vs Spokane Valley, WA

Category	Eugene, OR	Spokane Valley, WA	Difference	Change
Housing	$3,399/mo	$2,047/mo	↓ $1,351less	39.8%
Transportation	$1,382/mo	$1,868/mo	↑ $486more	35.2%
Healthcare	$594/mo	$817/mo	↑ $223more	37.6%
Groceries	$958/mo	$1,070/mo	↑ $112more	11.7%
All Utilities	$426/mo	$477/mo	↑ $50.95more	12.0%
Other	$1,546/mo	$1,515/mo	↓ $30.65less	2.0%

Housing

↓ 39.8%

Eugene, OR

$3,399

Spokane Valley, WA

$2,047

Difference

$1,351

less

Transportation

↑ 35.2%

Eugene, OR

$1,382

Spokane Valley, WA

$1,868

Difference

$486

Healthcare

↑ 37.6%

Eugene, OR

$594

Spokane Valley, WA

$817

Difference

$223

Groceries

↑ 11.7%

Eugene, OR

$958

Spokane Valley, WA

$1,070

Difference

$112

All Utilities

↑ 12.0%

Eugene, OR

$426

Spokane Valley, WA

$477

Difference

$50.95

Other

↓ 2.0%

Eugene, OR

$1,546

Spokane Valley, WA

$1,515

Difference

$30.65

less

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Spokane Valley, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$873

To$669

↓ $204

1 Bed

From$921

To$794

↓ $127

2 Bed

From$1,208

To$1,003

↓ $205

3 Bed

From$1,682

To$1,421

↓ $261

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304

Monthly in Eugene, OR

$7,794

Monthly in Spokane Valley, WA

$509

Difference

Home Values

Eugene

Spokane Valley

$470K

Median Value

↓ -0.3%

YoY Change

↑ +27.2%

5-Year Change

$391K - $592K

Price Range

Calculate payment - Eugene

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Spokane Valley, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Spokane Valley, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.