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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $3.4K/month more in Washington, DC

$150.0K in your current city equals $191.1K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
45.6%
More expensive
Monthly Impact
$3,423
Extra cost
Annual Impact
$41.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K
Cost Index:
100
100 = national average
Median Home:$470K

Washington, DC

Population:690K
Cost Index:
146
(46% above avg)
Median Home:$556K

Eugene, OR

The Beaver State

178K
Population
State Tax
Yes

Located in Oregon, this city has a population of 178K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Eugene, OR vs Washington, DC

Housing
82.8%
Eugene, OR
$3,399
Washington, DC
$6,211
Difference
$2,812
more
Transportation
36.4%
Eugene, OR
$1,382
Washington, DC
$1,885
Difference
$503
more
Other
18.1%
Eugene, OR
$1,546
Washington, DC
$1,825
Difference
$279
more
Groceries
12.7%
Eugene, OR
$958
Washington, DC
$1,079
Difference
$121
more
All Utilities
19.3%
Eugene, OR
$426
Washington, DC
$508
Difference
$82.23
more
Healthcare
6.4%
Eugene, OR
$594
Washington, DC
$632
Difference
$37.97
more

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Washington, DC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$873
To$2,150
$1,277
1 Bed
From$921
To$2,215
$1,294
2 Bed
From$1,208
To$2,470
$1,262
3 Bed
From$1,682
To$3,115
$1,433
Eugene, ORZIP-level data

1BR range: $1,300$1,380/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304
Monthly in Eugene, OR
$12,140
Monthly in Washington, DC
$3,836
Difference

Home Values

Eugene
Washington
$470K
Median Value
$556K
↓ -0.3%
YoY Change
↓ -2.2%
↑ +27.2%
5-Year Change
↓ -5.6%
$391K - $592K
Price Range
$233K - $1.35M

Homes in Washington are 18% more expensive than Eugene

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.4K
Per year
Monthly Difference
$364
More take-home
Effective Rate Diff
2.9%
Rate difference

Eugene, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eugene
Washington
35 Good
Air Quality
45 Good
85%
Good Air Days
63.7%
98 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌀🌡
+2.5°F
2050 Outlook
+2.9°F
9 days
Heat Days >95°F
27 days
+2.5°F
2050 Outlook
+2.9°F
9 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between Oregon and Washington DC on TaxTakeHome.com

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