Is St. Louis, MO cheaper than Eureka, CA?

Based on cost of living data, St. Louis, MO is 8.7% cheaper than Eureka, CA. This translates to saving $651 per month.

What salary do I need in St. Louis, MO to live like I do in Eureka, CA?

If you earn $150,000 in Eureka, CA, you'd need approximately $142,185.193 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Eureka, CA and St. Louis, MO?

Housing in St. Louis, MO is 30.3% cheaper than in Eureka, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,073/month in Eureka, CA.

How much can I save per month by moving from Eureka, CA to St. Louis, MO?

Moving from Eureka, CA to St. Louis, MO could save you approximately $651 per month, or $7815 per year, based on a $150,000 salary.

Eureka, CA vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Eureka, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Eureka, CA

Numbers update automatically as you type

You'd save $651/month moving to St. Louis, MO

$150.0K in your current city equals $142.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 8.7%

Less expensive

Monthly Impact

$651

Savings

Annual Impact

$7.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eureka, CA

Population:26K

Cost Index:100

Median Home:$398K

St. Louis, MO

Population:302K

Cost Index:91

Median Home:$145K

Eureka, CA

The Golden State

26K

Population

State Tax

Yes

Located in California, this city has a population of 26K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Eureka, CA vs St. Louis, MO

Category	Eureka, CA	St. Louis, MO	Difference	Change
🏠Housing	$2,685/mo	$1,871/mo	↓ $814less	30.3%
📦Other	$1,472/mo	$1,607/mo	↑ $135more	9.2%
🚗Transportation	$1,157/mo	$1,216/mo	↑ $58.92more	5.1%
⚡All Utilities	$478/mo	$535/mo	↑ $57.20more	12.0%
🏥Healthcare	$559/mo	$527/mo	↓ $32.46less	5.8%
🛒Groceries	$956/mo	$949/mo	↓ $6.52less	0.7%

🏠Housing

↓ 30.3%

Eureka, CA

$2,685

St. Louis, MO

$1,871

Difference

$814

less

📦Other

↑ 9.2%

Eureka, CA

$1,472

St. Louis, MO

$1,607

Difference

$135

🚗Transportation

↑ 5.1%

Eureka, CA

$1,157

St. Louis, MO

$1,216

Difference

$58.92

⚡All Utilities

↑ 12.0%

Eureka, CA

$478

St. Louis, MO

$535

Difference

$57.20

🏥Healthcare

↓ 5.8%

Eureka, CA

$559

St. Louis, MO

$527

Difference

$32.46

less

🛒Groceries

↓ 0.7%

Eureka, CA

$956

St. Louis, MO

$949

Difference

$6.52

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Eureka, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$768

To$910

↑ $142

1 Bed

From$824

To$950

↑ $126

2 Bed

From$1,073

To$1,160

↑ $87.00

3 Bed

From$1,495

To$1,490

↓ $5.00

Eureka, CAZIP-level data

1BR range: $1,090–$1,300/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,308

Monthly in Eureka, CA

$6,705

Monthly in St. Louis, MO

$602

Difference

Home Values

Eureka

St. Louis

$398K

Median Value

$145K

↓ -4.8%

YoY Change

↓ -0.8%

↑ +3.6%

5-Year Change

↑ +10.9%

$378K - $419K

Price Range

$38K - $302K

Homes in St. Louis are 64% less expensive than Eureka

Calculate payment - Eureka Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Eureka, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Eureka, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.