Eureka Springs, AR vs Estill Springs, TN: Cost of Living

Which city costs less?

Estill Springs, TN has a modeled overall cost index 18.6% higher than Eureka Springs, AR.

Eureka Springs, AR · modeled 2BR rent
$1,000 / month
Estill Springs, TN · modeled 2BR rent
$1,130 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Eureka Springs, AR and Estill Springs, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,297/month in Estill Springs, TN

$150,000 in your current city has a modeled equivalent of $165,569 in Estill Springs, TN

Regional cost estimates: Eureka Springs, AR uses Tulsa, OK. Estill Springs, TN uses Nashville, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.6%
More expensive
Monthly Impact
$1,297
Extra cost
Annual Impact
$15.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Eureka Springs, AR

Population:2K
Cost Index:
69.7
100 = national average
Typical Home:$299K

Estill Springs, TN

Population:2K
Cost Index:
82.7
100 = national average
Typical Home:$306K

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Eureka Springs, AR

The Natural State

2K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 2K residents.

Estill Springs, TN

The Volunteer State

2K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 2K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Eureka Springs, AR vs Estill Springs, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 40.0%
Eureka Springs, AR
$1,891
Estill Springs, TN
$2,647
Difference
$756
more
Other
↑ 16.2%
Eureka Springs, AR
$1,854
Estill Springs, TN
$2,155
Difference
$301
more
Healthcare
↑ 15.4%
Eureka Springs, AR
$652
Estill Springs, TN
$752
Difference
$100
more
Groceries
↑ 4.5%
Eureka Springs, AR
$1,125
Estill Springs, TN
$1,176
Difference
$50.59
more
Transportation
↑ 3.5%
Eureka Springs, AR
$1,377
Estill Springs, TN
$1,425
Difference
$48.15
more
All Utilities
↑ 6.8%
Eureka Springs, AR
$602
Estill Springs, TN
$643
Difference
$41.19
more

🏠Rent Comparison

Studio
From$770
To$860
↑ $90.00
1 Bed
From$840
To$860
↑ $20.00
2 Bed
From$1,000
To$1,130
↑ $130
3 Bed
From$1,410
To$1,500
↑ $90.00
Eureka Springs, ARZIP-level data

1BR range: $840–$840/mo

Estill Springs, TNZIP-level data

1BR range: $860–$860/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Eureka Springs, AR
$8,797
Monthly in Estill Springs, TN
$1,297
Difference

Home Values

Eureka Springs
Estill Springs
$299K
Median Value
$306K
↓ -1%
YoY Change
↑ +1.1%
↑ +30.7%
5-Year Change
↑ +42.4%

Homes in Estill Springs are 2% more expensive than Eureka Springs

Calculate payment - Eureka SpringsCalculate payment - Estill Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.0K
Per year
Monthly Difference
$752
More take-home
Effective Rate Diff
6.0%
Rate difference

Eureka Springs, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Estill Springs, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Eureka Springs, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Estill Springs, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eureka Springs
Estill Springs
51 Moderate
Air Quality
50 Good
48.4%
Good Air Days
51.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
61 days
Heat Days >95°F
42 days
▲+3.0°F
2050 Outlook
▲+2.8°F
61 days
Heat Days >95°F
42 days

Before moving from Eureka Springs, AR to Estill Springs, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Estill Springs, TN for the same bedroom count and included utilities as your home in Eureka Springs, AR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Eureka Springs to Estill Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Estill Springs, TN by cost, housing, population and region.

Frequently Asked Questions: Eureka Springs, AR vs Estill Springs, TN

How do the cost estimates for Eureka Springs, AR and Estill Springs, TN compare?

Estill Springs, TN has a modeled overall cost index 18.6% higher than Eureka Springs, AR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Eureka Springs, AR, the model estimates $165,569 in Estill Springs, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Eureka Springs, AR and Estill Springs, TN?

The modeled two-bedroom rents are $1,000/month in Eureka Springs, AR and $1,130/month in Estill Springs, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arkansas and Tennessee on TaxTakeHome.com

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