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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $3.5K/month moving to Indianapolis, IN

$150.0K in your current city equals $107.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates Β· COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
↓ 47.2%
Less expensive
Monthly Impact
$3,541
Savings
Annual Impact
$42.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Everett, WA

Population:111K
Cost Index:
100
100 = national average
Median Home:$596K

Indianapolis, IN

Population:888K
Cost Index:
53
(47% below avg)
Median Home:$176K

Everett, WA

The Evergreen State

111K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 111K residents.

πŸ’‘ Advantage: Washington has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Everett, WA vs Indianapolis, IN

Housing
↓ 70.0%
Everett, WA
$6,500
Indianapolis, IN
$1,949
Difference
$4,551
less
Transportation
↓ 34.7%
Everett, WA
$1,819
Indianapolis, IN
$1,188
Difference
$631
less
Other
↓ 16.0%
Everett, WA
$1,893
Indianapolis, IN
$1,590
Difference
$303
less
Healthcare
↓ 27.8%
Everett, WA
$807
Indianapolis, IN
$582
Difference
$224
less
Groceries
↓ 13.0%
Everett, WA
$1,056
Indianapolis, IN
$919
Difference
$137
less
All Utilities
↑ 6.8%
Everett, WA
$471
Indianapolis, IN
$503
Difference
$32.00
more

πŸ›οΈ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Everett, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,466
To$1,030
↓ $436
1 Bed
From$1,507
To$1,170
↓ $337
2 Bed
From$1,759
To$1,360
↓ $399
3 Bed
From$2,321
To$1,760
↓ $561
Everett, WAZIP-level data

1BR range: $1,850–$1,980/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,546
Monthly in Everett, WA
$6,732
Monthly in Indianapolis, IN
$5,814
Difference

Home Values

Everett
Indianapolis
$596K
Median Value
$176K
↓ -0.3%
YoY Change
↓ -1.1%
↑ +37%
5-Year Change
↑ +26.9%
$542K - $747K
Price Range
$109K - $340K

Homes in Indianapolis are 70% less expensive than Everett

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

Everett, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Everett, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Everett
Indianapolis
41 Good
Air Quality
54 Moderate
69.7%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
🌊🌑🫨
Top Hazards
🌊🌑πŸŒͺ
β–²+2.6Β°F
2050 Outlook
β–²+3.1Β°F
2 days
Heat Days >95Β°F
18 days
β–²+2.6Β°F
2050 Outlook
β–²+3.1Β°F
2 days
Heat Days >95Β°F
18 days

What to Consider When Moving from Everett, WA to Indianapolis, IN

Relocating from Everett, WA to Indianapolis, IN involves more than just comparing rent prices. While the overall cost of living is about 47% lower in Indianapolis, IN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Indianapolis, IN is 70% cheaper than in Everett, WA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Indianapolis, IN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Indianapolis, IN to match your current standard of living in Everett, WA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Indianapolis, IN for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Everett, WA vs Indianapolis, IN

Is Indianapolis, IN cheaper than Everett, WA?

Yes, Indianapolis, IN is about 47.2% cheaper than Everett, WA. You could save approximately $3,541/month on a $150,000 salary. Housing costs are 70% lower in Indianapolis, IN.

What salary do I need in Indianapolis, IN to match my lifestyle in Everett, WA?

If you currently earn $150,000 in Everett, WA, you would need approximately $107,506 in Indianapolis, IN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Everett, WA and Indianapolis, IN?

A two-bedroom apartment averages $1,759/month in Everett, WA compared to $1,360/month in Indianapolis, IN. One-bedroom apartments are $1,507/month in Everett, WA vs $1,170/month in Indianapolis, IN. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Everett, WA or Indianapolis, IN?

Groceries are about 13% cheaper in Indianapolis, IN than in Everett, WA, saving a typical household roughly $137/month on food.

What is the best time to move from Everett, WA to Indianapolis, IN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Washington and Indiana on TaxTakeHome.com

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