Excelsior, MN vs Gates Mills, OH: Cost of Living

Which city costs less?

Gates Mills, OH has a modeled overall cost index 23.9% lower than Excelsior, MN.

Excelsior, MN · modeled 2BR rent: $1,520 / month
Gates Mills, OH · modeled 2BR rent: $1,920 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Excelsior, MN and Gates Mills, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Excelsior, MN

Numbers update automatically as you type

Estimated savings: $1,480/month in Gates Mills, OH

$150,000 in your current city has a modeled equivalent of $132,238 in Gates Mills, OH

Regional cost estimates: Excelsior, MN uses Minneapolis, MN. Gates Mills, OH uses Cleveland, OH. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 23.9%

Less expensive

Monthly Impact

$1,480

Savings

Annual Impact

$17.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Excelsior, MN

Population:2K

Cost Index:

95.7

100 = national average

Typical Home:$784K

Gates Mills, OH

Population:2K

Cost Index:

72.8

100 = national average

Typical Home:$679K

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Excelsior, MN

The North Star State

Population

State Tax

Yes

Located in Minnesota, this city has a population of 2K residents.

Gates Mills, OH

The Buckeye State

Population

State Tax

Yes

Located in Ohio, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Excelsior, MN vs Gates Mills, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Excelsior, MN	Gates Mills, OH	Difference	Change
Housing	$2,334/mo	$1,386/mo	↓ $948less	40.6%
Healthcare	$742/mo	$518/mo	↓ $224less	30.2%
Other	$1,640/mo	$1,442/mo	↓ $198less	12.1%
Groceries	$1,010/mo	$953/mo	↓ $57.79less	5.7%
All Utilities	$499/mo	$456/mo	↓ $42.40less	8.5%
Transportation	$1,275/mo	$1,265/mo	↓ $9.80less	0.8%

Housing

↓ 40.6%

Excelsior, MN

$2,334

Gates Mills, OH

$1,386

Difference

$948

less

Healthcare

↓ 30.2%

Excelsior, MN

$742

Gates Mills, OH

$518

Difference

$224

less

Other

↓ 12.1%

Excelsior, MN

$1,640

Gates Mills, OH

$1,442

Difference

$198

less

Groceries

↓ 5.7%

Excelsior, MN

$1,010

Gates Mills, OH

$953

Difference

$57.79

less

All Utilities

↓ 8.5%

Excelsior, MN

$499

Gates Mills, OH

$456

Difference

$42.40

less

Transportation

↓ 0.8%

Excelsior, MN

$1,275

Gates Mills, OH

$1,265

Difference

$9.80

less

🏠Rent Comparison

Studio

From$1,100

To$1,400

↑ $300

1 Bed

From$1,250

To$1,590

↑ $340

2 Bed

From$1,520

To$1,920

↑ $400

3 Bed

From$2,020

To$2,470

↑ $450

Excelsior, MNZIP-level data

1BR range: $1,250–$1,250/mo

Gates Mills, OHZIP-level data

1BR range: $1,590–$1,590/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Excelsior, MN

$6,020

Monthly in Gates Mills, OH

$1,480

Difference

Home Values

Excelsior

Gates Mills

$784K

Median Value

$679K

↑ +2.1%

YoY Change

↑ +5.7%

↑ +26.7%

5-Year Change

↑ +39.2%

Homes in Gates Mills are 13% less expensive than Excelsior

Calculate payment - Excelsior Calculate payment - Gates Mills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.0K

Per year

Monthly Difference

$500

More take-home

Effective Rate Diff

4.0%

Rate difference

Excelsior, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Gates Mills, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Excelsior, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Gates Mills, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Excelsior

Gates Mills

42 Good

Air Quality

54 Moderate

66.4%

Good Air Days

37.2%

98 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.6°F

2050 Outlook

▲+3.3°F

14 days

Heat Days >95°F

11 days

▲+3.6°F

2050 Outlook

▲+3.3°F

14 days

Heat Days >95°F

11 days

Before moving from Excelsior, MN to Gates Mills, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Gates Mills, OH for the same bedroom count and included utilities as your home in Excelsior, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Excelsior to Gates Mills moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Gates Mills, OH by cost, housing, population and region.

Frequently Asked Questions: Excelsior, MN vs Gates Mills, OH

How do the cost estimates for Excelsior, MN and Gates Mills, OH compare?

Gates Mills, OH has a modeled overall cost index 23.9% lower than Excelsior, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Excelsior, MN, the model estimates $132,238 in Gates Mills, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Excelsior, MN and Gates Mills, OH?

The modeled two-bedroom rents are $1,520/month in Excelsior, MN and $1,920/month in Gates Mills, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Ohio on TaxTakeHome.com