Factoryville, PA vs Raleigh, NC: Cost of Living

Which city costs less?

Raleigh, NC has a modeled overall cost index 18.0% higher than Factoryville, PA.

Factoryville, PA · modeled 2BR rent
$1,160 / month
Raleigh, NC · modeled 2BR rent
$1,800 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Factoryville, PA and Raleigh, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,387/month in Raleigh, NC

$150,000 in your current city has a modeled equivalent of $166,642 in Raleigh, NC

Regional cost estimates: Factoryville, PA uses Newark, NJ. Raleigh, NC uses Raleigh-Cary, NC Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.0%
More expensive
Monthly Impact
$1,387
Extra cost
Annual Impact
$16.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Factoryville, PA

Population:1K
Cost Index:
82.2
100 = national average
Typical Home:$239K

Raleigh, NC

Population:474K
Cost Index:
97.0
100 = national average
Typical Home:$512K

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Factoryville, PA

The Keystone State

1K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 1K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Estimated monthly spending: Factoryville, PA vs Raleigh, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 59.4%
Factoryville, PA
$1,819
Raleigh, NC
$2,899
Difference
$1,080
more
Other
↑ 10.7%
Factoryville, PA
$1,811
Raleigh, NC
$2,005
Difference
$194
more
Transportation
↑ 5.5%
Factoryville, PA
$1,429
Raleigh, NC
$1,508
Difference
$79.20
more
All Utilities
↑ 5.2%
Factoryville, PA
$610
Raleigh, NC
$642
Difference
$31.44
more
Healthcare
↑ 0.2%
Factoryville, PA
$705
Raleigh, NC
$706
Difference
$1.12
more
Groceries
↑ 0.0%
Factoryville, PA
$1,126
Raleigh, NC
$1,127
Difference
$0.32
more

🏠Rent Comparison

Studio
From$800
To$1,570
↑ $770
1 Bed
From$950
To$1,640
↑ $690
2 Bed
From$1,160
To$1,800
↑ $640
3 Bed
From$1,510
To$2,255
↑ $745
Factoryville, PAZIP-level data

1BR range: $950–$950/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Factoryville, PA
$8,887
Monthly in Raleigh, NC
$1,387
Difference

Home Values

Factoryville
Raleigh
$239K
Median Value
$512K
↑ +3.2%
YoY Change
↓ -0.5%
↑ +25.9%
5-Year Change
↑ +38.2%
$239K
Price Range
$314K - $992K

Homes in Raleigh are 114% more expensive than Factoryville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.5K
More taxes
Monthly Difference
$210
Less take-home
Effective Rate Diff
1.7%
Rate difference

Factoryville, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Factoryville, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Factoryville
Raleigh
N/A
Air Quality
46 Good
-
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.8°F
15 days
Heat Days >95°F
31 days
▲+2.9°F
2050 Outlook
▲+2.8°F
15 days
Heat Days >95°F
31 days

Before moving from Factoryville, PA to Raleigh, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Raleigh, NC for the same bedroom count and included utilities as your home in Factoryville, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Factoryville to Raleigh moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Raleigh, NC by cost, housing, population and region.

Frequently Asked Questions: Factoryville, PA vs Raleigh, NC

How do the cost estimates for Factoryville, PA and Raleigh, NC compare?

Raleigh, NC has a modeled overall cost index 18.0% higher than Factoryville, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Factoryville, PA, the model estimates $166,642 in Raleigh, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Factoryville, PA and Raleigh, NC?

The modeled two-bedroom rents are $1,160/month in Factoryville, PA and $1,800/month in Raleigh, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and North Carolina on TaxTakeHome.com

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