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Cost of Living Comparison 2026

๐Ÿ“ Fair Lawn, NJ โ€” ZIP-level rent data ยท COL adjusted from Newark, NJ area

$

Numbers update automatically as you type

You'd spend $6.53/month more in Austin, TX

$150.0K in your current city equals $150.1K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†‘ 0.1%
More expensive
Monthly Impact
$6.53
Extra cost
Annual Impact
$78.35
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fair Lawn, NJ

Population:36K
Cost Index:100
Median Home:$691K

Austin, TX

Population:979K
Cost Index:100
Median Home:$558K

Fair Lawn, NJ

The Garden State

36K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 36K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Fair Lawn, NJ vs Austin, TX

๐Ÿ Housing
โ†‘ 48.8%
Fair Lawn, NJ
$1,939
Austin, TX
$2,885
Difference
$946
more
๐Ÿš—Transportation
โ†“ 15.7%
Fair Lawn, NJ
$1,523
Austin, TX
$1,284
Difference
$239
less
๐Ÿ“ฆOther
โ†“ 9.8%
Fair Lawn, NJ
$1,930
Austin, TX
$1,741
Difference
$189
less
๐Ÿ›’Groceries
โ†“ 10.6%
Fair Lawn, NJ
$1,073
Austin, TX
$959
Difference
$114
less
๐ŸฅHealthcare
โ†“ 12.3%
Fair Lawn, NJ
$671
Austin, TX
$589
Difference
$82.73
less
โšกAll Utilities
โ†“ 7.0%
Fair Lawn, NJ
$581
Austin, TX
$541
Difference
$40.44
less

๐Ÿ Rent Comparison

Studio
From$1,620
To$1,585
โ†“ $35.00
1 Bed
From$1,847
To$1,685
โ†“ $162
2 Bed
From$2,122
To$1,995
โ†“ $127
3 Bed
From$2,592
To$2,525
โ†“ $67.00
Fair Lawn, NJZIP-level data

1BR range: $2,280โ€“$2,280/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,718
Monthly in Fair Lawn, NJ
$7,998
Monthly in Austin, TX
$281
Difference

Home Values

Fair Lawn
Austin
$691K
Median Value
$558K
โ†‘ +4.4%
YoY Change
โ†“ -5%
โ†‘ +38.4%
5-Year Change
โ†‘ +12.6%
$691K
Price Range
$272K - $1.26M

Homes in Austin are 19% less expensive than Fair Lawn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
5.0%
Rate difference

Fair Lawn, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fair Lawn, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fair Lawn
Austin
N/A
Air Quality
52 Moderate
-
Good Air Days
42.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
15 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
15 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Jersey and Texas on TaxTakeHome.com

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