Is Denver, CO cheaper than Fair Oaks, CA?

Based on cost of living data, Denver, CO is 0.1% more expensive than Fair Oaks, CA. The two cities have very similar living costs.

What salary do I need in Denver, CO to live like I do in Fair Oaks, CA?

If you earn $150,000 in Fair Oaks, CA, you'd need approximately $150,054.888 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Fair Oaks, CA and Denver, CO?

Housing in Denver, CO is 4.8% more expensive than in Fair Oaks, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,478/month in Fair Oaks, CA.

How much can I save per month by moving from Fair Oaks, CA to Denver, CO?

Fair Oaks, CA and Denver, CO have very similar costs of living, based on a $150,000 salary.

Fair Oaks, CA vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Fair Oaks, CA — COL adjusted from Sacramento, CA area + state data

Current salary in Fair Oaks, CA

Numbers update automatically as you type

You'd spend $4.57/month more in Denver, CO

$150.0K in your current city equals $150.1K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.1%

More expensive

Monthly Impact

$4.57

Extra cost

Annual Impact

$54.89

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fair Oaks, CA

Population:33K

Cost Index:100

Median Home:$460K

Denver, CO

Population:716K

Cost Index:100

Median Home:$513K

Fair Oaks, CA

The Golden State

33K

Population

State Tax

Yes

Located in California, this city has a population of 33K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Fair Oaks, CA vs Denver, CO

Category	Fair Oaks, CA	Denver, CO	Difference	Change
🏠Housing	$3,099/mo	$3,248/mo	↑ $150more	4.8%
🚗Transportation	$1,335/mo	$1,462/mo	↑ $127more	9.5%
📦Other	$1,699/mo	$1,774/mo	↑ $75.72more	4.5%
🏥Healthcare	$601/mo	$632/mo	↑ $31.39more	5.2%
⚡All Utilities	$514/mo	$519/mo	↑ $5.33more	1.0%
🛒Groceries	$1,027/mo	$1,029/mo	↑ $2.51more	0.2%

🏠Housing

↑ 4.8%

Fair Oaks, CA

$3,099

Denver, CO

$3,248

Difference

$150

🚗Transportation

↑ 9.5%

Fair Oaks, CA

$1,335

Denver, CO

$1,462

Difference

$127

📦Other

↑ 4.5%

Fair Oaks, CA

$1,699

Denver, CO

$1,774

Difference

$75.72

🏥Healthcare

↑ 5.2%

Fair Oaks, CA

$601

Denver, CO

$632

Difference

$31.39

⚡All Utilities

↑ 1.0%

Fair Oaks, CA

$514

Denver, CO

$519

Difference

$5.33

🛒Groceries

↑ 0.2%

Fair Oaks, CA

$1,027

Denver, CO

$1,029

Difference

$2.51

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Fair Oaks, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$998

To$1,720

↑ $722

1 Bed

From$1,158

To$1,840

↑ $682

2 Bed

From$1,478

To$2,190

↑ $712

3 Bed

From$2,077

To$2,870

↑ $793

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,273

Monthly in Fair Oaks, CA

$8,665

Monthly in Denver, CO

$392

Difference

Home Values

Fair Oaks

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Fair Oaks, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Fair Oaks, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.