Is San Antonio, TX cheaper than Fair Oaks, CA?

Based on cost of living data, San Antonio, TX is 17.2% cheaper than Fair Oaks, CA. This translates to saving $1292 per month.

What salary do I need in San Antonio, TX to live like I do in Fair Oaks, CA?

If you earn $150,000 in Fair Oaks, CA, you'd need approximately $134,499.953 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Fair Oaks, CA and San Antonio, TX?

Housing in San Antonio, TX is 32.2% cheaper than in Fair Oaks, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,478/month in Fair Oaks, CA.

How much can I save per month by moving from Fair Oaks, CA to San Antonio, TX?

Moving from Fair Oaks, CA to San Antonio, TX could save you approximately $1292 per month, or $15500 per year, based on a $150,000 salary.

Fair Oaks, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fair Oaks, CA — COL adjusted from Sacramento, CA area + state data

Current salary in Fair Oaks, CA

Numbers update automatically as you type

You'd save $1.3K/month moving to San Antonio, TX

$150.0K in your current city equals $134.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 17.2%

Less expensive

Monthly Impact

$1,292

Savings

Annual Impact

$15.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fair Oaks, CA

Population:33K

Cost Index:100

Median Home:$460K

San Antonio, TX

Population:1547K

Cost Index:83

Median Home:$215K

Fair Oaks, CA

The Golden State

33K

Population

State Tax

Yes

Located in California, this city has a population of 33K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Fair Oaks, CA vs San Antonio, TX

Category	Fair Oaks, CA	San Antonio, TX	Difference	Change
🏠Housing	$3,099/mo	$2,100/mo	↓ $999less	32.2%
🛒Groceries	$1,027/mo	$913/mo	↓ $113less	11.0%
🏥Healthcare	$601/mo	$527/mo	↓ $73.93less	12.3%
📦Other	$1,699/mo	$1,647/mo	↓ $51.50less	3.0%
🚗Transportation	$1,335/mo	$1,287/mo	↓ $48.06less	3.6%
⚡All Utilities	$514/mo	$496/mo	↓ $18.17less	3.5%

🏠Housing

↓ 32.2%

Fair Oaks, CA

$3,099

San Antonio, TX

$2,100

Difference

$999

less

🛒Groceries

↓ 11.0%

Fair Oaks, CA

$1,027

San Antonio, TX

$913

Difference

$113

less

🏥Healthcare

↓ 12.3%

Fair Oaks, CA

$601

San Antonio, TX

$527

Difference

$73.93

less

📦Other

↓ 3.0%

Fair Oaks, CA

$1,699

San Antonio, TX

$1,647

Difference

$51.50

less

🚗Transportation

↓ 3.6%

Fair Oaks, CA

$1,335

San Antonio, TX

$1,287

Difference

$48.06

less

⚡All Utilities

↓ 3.5%

Fair Oaks, CA

$514

San Antonio, TX

$496

Difference

$18.17

less

🏠Rent Comparison

Studio

From$998

To$1,110

↑ $112

1 Bed

From$1,158

To$1,210

↑ $52.00

2 Bed

From$1,478

To$1,470

↓ $8.00

3 Bed

From$2,077

To$1,890

↓ $187

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,273

Monthly in Fair Oaks, CA

$6,969

Monthly in San Antonio, TX

$1,304

Difference

Home Values

Fair Oaks

San Antonio

Median Value

$215K

YoY Change

↓ -2.9%

5-Year Change

↑ +16.7%

Price Range

$107K - $905K

Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Fair Oaks, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fair Oaks, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.