Is San Antonio, TX cheaper than Fairfield, CA?

Based on cost of living data, San Antonio, TX is 39.9% cheaper than Fairfield, CA. This translates to saving $2994 per month.

What salary do I need in San Antonio, TX to live like I do in Fairfield, CA?

If you earn $150,000 in Fairfield, CA, you'd need approximately $114,067.868 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Fairfield, CA and San Antonio, TX?

Housing in San Antonio, TX is 63.0% cheaper than in Fairfield, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,701/month in Fairfield, CA.

How much can I save per month by moving from Fairfield, CA to San Antonio, TX?

Moving from Fairfield, CA to San Antonio, TX could save you approximately $2994 per month, or $35932 per year, based on a $150,000 salary.

Fairfield, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fairfield, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Fairfield, CA

Numbers update automatically as you type

You'd save $3.0K/month moving to San Antonio, TX

$150.0K in your current city equals $114.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 39.9%

Less expensive

Monthly Impact

$2,994

Savings

Annual Impact

$35.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fairfield, CA

Population:121K

Cost Index:100

Median Home:$528K

San Antonio, TX

Population:1547K

Cost Index:60

Median Home:$215K

Fairfield, CA

The Golden State

121K

Population

State Tax

Yes

Located in California, this city has a population of 121K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Fairfield, CA vs San Antonio, TX

Category	Fairfield, CA	San Antonio, TX	Difference	Change
🏠Housing	$5,668/mo	$2,100/mo	↓ $3,569less	63.0%
🚗Transportation	$1,981/mo	$1,287/mo	↓ $695less	35.1%
🛒Groceries	$1,111/mo	$913/mo	↓ $197less	17.8%
🏥Healthcare	$677/mo	$527/mo	↓ $150less	22.2%
📦Other	$1,721/mo	$1,647/mo	↓ $74.00less	4.3%
⚡All Utilities	$429/mo	$496/mo	↑ $66.29more	15.4%

🏠Housing

↓ 63.0%

Fairfield, CA

$5,668

San Antonio, TX

$2,100

Difference

$3,569

less

🚗Transportation

↓ 35.1%

Fairfield, CA

$1,981

San Antonio, TX

$1,287

Difference

$695

less

🛒Groceries

↓ 17.8%

Fairfield, CA

$1,111

San Antonio, TX

$913

Difference

$197

less

🏥Healthcare

↓ 22.2%

Fairfield, CA

$677

San Antonio, TX

$527

Difference

$150

less

📦Other

↓ 4.3%

Fairfield, CA

$1,721

San Antonio, TX

$1,647

Difference

$74.00

less

⚡All Utilities

↑ 15.4%

Fairfield, CA

$429

San Antonio, TX

$496

Difference

$66.29

🏠Rent Comparison

Studio

From$1,217

To$1,110

↓ $107

1 Bed

From$1,334

To$1,210

↓ $124

2 Bed

From$1,701

To$1,470

↓ $231

3 Bed

From$2,279

To$1,890

↓ $389

Fairfield, CAZIP-level data

1BR range: $1,710–$1,710/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,588

Monthly in Fairfield, CA

$6,969

Monthly in San Antonio, TX

$4,618

Difference

Home Values

Fairfield

San Antonio

$528K

Median Value

$215K

↓ -3.3%

YoY Change

↓ -2.9%

↑ +15.2%

5-Year Change

↑ +16.7%

$528K

Price Range

$107K - $905K

Homes in San Antonio are 59% less expensive than Fairfield

Calculate payment - Fairfield Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Fairfield, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fairfield, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.