Is Charlotte, NC cheaper than Fall River, MA?

Based on cost of living data, Charlotte, NC is 27.3% cheaper than Fall River, MA. This translates to saving $2045 per month.

What salary do I need in Charlotte, NC to live like I do in Fall River, MA?

If you earn $150,000 in Fall River, MA, you'd need approximately $125,462.192 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Fall River, MA and Charlotte, NC?

Housing in Charlotte, NC is 41.9% cheaper than in Fall River, MA. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,160/month in Fall River, MA.

How much can I save per month by moving from Fall River, MA to Charlotte, NC?

Moving from Fall River, MA to Charlotte, NC could save you approximately $2045 per month, or $24538 per year, based on a $150,000 salary.

Fall River, MA vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fall River, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Fall River, MA

Numbers update automatically as you type

You'd save $2.0K/month moving to Charlotte, NC

$150.0K in your current city equals $125.5K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 27.3%

Less expensive

Monthly Impact

$2,045

Savings

Annual Impact

$24.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fall River, MA

Population:94K

Cost Index:100

Median Home:$429K

Charlotte, NC

Population:875K

Cost Index:73

Median Home:$399K

Fall River, MA

The Bay State

94K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 94K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Fall River, MA vs Charlotte, NC

Category	Fall River, MA	Charlotte, NC	Difference	Change
🏠Housing	$4,249/mo	$2,469/mo	↓ $1,781less	41.9%
🚗Transportation	$1,638/mo	$1,202/mo	↓ $436less	26.6%
⚡All Utilities	$677/mo	$519/mo	↓ $158less	23.3%
📦Other	$1,633/mo	$1,707/mo	↑ $74.36more	4.6%
🏥Healthcare	$703/mo	$638/mo	↓ $65.22less	9.3%
🛒Groceries	$1,021/mo	$989/mo	↓ $31.72less	3.1%

🏠Housing

↓ 41.9%

Fall River, MA

$4,249

Charlotte, NC

$2,469

Difference

$1,781

less

🚗Transportation

↓ 26.6%

Fall River, MA

$1,638

Charlotte, NC

$1,202

Difference

$436

less

⚡All Utilities

↓ 23.3%

Fall River, MA

$677

Charlotte, NC

$519

Difference

$158

less

📦Other

↑ 4.6%

Fall River, MA

$1,633

Charlotte, NC

$1,707

Difference

$74.36

🏥Healthcare

↓ 9.3%

Fall River, MA

$703

Charlotte, NC

$638

Difference

$65.22

less

🛒Groceries

↓ 3.1%

Fall River, MA

$1,021

Charlotte, NC

$989

Difference

$31.72

less

🏠Rent Comparison

Studio

From$882

To$1,630

↑ $748

1 Bed

From$940

To$1,710

↑ $770

2 Bed

From$1,160

To$1,870

↑ $710

3 Bed

From$1,400

To$2,300

↑ $900

Fall River, MAZIP-level data

1BR range: $1,190–$1,310/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,922

Monthly in Fall River, MA

$7,525

Monthly in Charlotte, NC

$2,398

Difference

Home Values

Fall River

Charlotte

$429K

Median Value

$399K

↑ +0.9%

YoY Change

↓ -1.1%

↑ +43.8%

5-Year Change

↑ +40.8%

$422K - $444K

Price Range

$293K - $1.57M

Homes in Charlotte are 7% less expensive than Fall River

Calculate payment - Fall River Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $375

Per year

Monthly Difference

$31.25

More take-home

Effective Rate Diff

0.3%

Rate difference

Fall River, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Fall River, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.