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Cost of Living Comparison 2026

๐Ÿ“ Farmington, NM โ€” ZIP-level rent data ยท COL adjusted from Albuquerque, NM area

$

Numbers update automatically as you type

You'd spend $310/month more in San Antonio, TX

$150.0K in your current city equals $153.7K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 4.1%
More expensive
Monthly Impact
$310
Extra cost
Annual Impact
$3.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Farmington, NM

Population:46K
Cost Index:100
Median Home:$288K

San Antonio, TX

Population:1547K
Cost Index:104
Median Home:$215K

Farmington, NM

The Land of Enchantment

46K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 46K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Farmington, NM vs San Antonio, TX

๐Ÿ Housing
โ†‘ 10.9%
Farmington, NM
$1,893
San Antonio, TX
$2,100
Difference
$207
more
๐Ÿ“ฆOther
โ†‘ 3.9%
Farmington, NM
$1,586
San Antonio, TX
$1,647
Difference
$61.24
more
๐Ÿš—Transportation
โ†‘ 4.5%
Farmington, NM
$1,231
San Antonio, TX
$1,287
Difference
$55.43
more
โšกAll Utilities
โ†‘ 2.8%
Farmington, NM
$482
San Antonio, TX
$496
Difference
$13.47
more
๐Ÿ›’Groceries
โ†“ 0.7%
Farmington, NM
$920
San Antonio, TX
$913
Difference
$6.70
less
๐ŸฅHealthcare
โ†‘ 0.7%
Farmington, NM
$523
San Antonio, TX
$527
Difference
$3.73
more

๐Ÿ Rent Comparison

Studio
From$747
To$1,110
โ†‘ $363
1 Bed
From$751
To$1,210
โ†‘ $459
2 Bed
From$919
To$1,470
โ†‘ $551
3 Bed
From$1,278
To$1,890
โ†‘ $612
Farmington, NMZIP-level data

1BR range: $940โ€“$980/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,636
Monthly in Farmington, NM
$6,969
Monthly in San Antonio, TX
$334
Difference

Home Values

Farmington
San Antonio
$288K
Median Value
$215K
โ†‘ +2.6%
YoY Change
โ†“ -2.9%
โ†‘ +42.9%
5-Year Change
โ†‘ +16.7%
$259K - $318K
Price Range
$107K - $905K

Homes in San Antonio are 25% less expensive than Farmington

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Farmington, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Farmington, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Farmington
San Antonio
61 Moderate
Air Quality
52 Moderate
27.3%
Good Air Days
47.5%
94 High
Climate Risk
99 High
๐ŸŒŠ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
63 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
63 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Mexico and Texas on TaxTakeHome.com

Where your money goes further

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